Send money to Canada from the U.S.

Sending money to Canada is easy with Ria Money Transfer. Get started in a few quick steps:

1.Go to the Ria website or mobile app and create an account.

2.Select the “Send” or “Send money” option.

3.Scroll down to “Canada” on the list of available countries.

4.Enter the dollar amount you want to send as your Canada remittance. Ria will show you the exchange rate and the Canadian dollars (CAD) your recipient will get.

5.Choose how you want to fund the transfer. You can use the following funding methods:

a.Bank: Link a checking or savings account to send money directly. This method usually takes up to 4 business days.

b.Credit or debit card: This method usually takes as little as 15 minutes.

c.Cash: Visit a participating Ria location and fund your transaction with cash. This method usually takes up to one business day after Ria receives the money.

6.Now, select how you want your recipient to receive the money in Canada. The options are:

a. Cash pickup: They can collect the money in the form of cash from a participating location.

b.Bank: The money will be sent directly to the recipient’s checking or savings account.

7.Click “Continue.”

8.Create a new Ria recipient. Here’s the info you’ll need:

a.Their first and last names (as they appear on their photo ID).

b.The city and province or territory in which they live.

c.The name of their bank (if you’re sending money to their bank).

d.Their bank account number (if you’re sending money to their bank).

9.Choose your payment method and add bank or card details (if applicable).

Once you’ve completed all these steps, your money transfer to Canada is on its way!

Sending money to Canada can take minutes, days, or weeks, depending on your transfer method. For example, a money order could take days or weeks since it relies on snail mail. Bank transfers or money agents might be a bit quicker, but the times (and fees) still vary significantly. 

International money transfer services like Ria Money Transfer offer a quick and easy option. The time can still vary depending on your payment and payout method, but you're looking at a much shorter timeframe: between 15 minutes and four business days. 

With Ria, the quickest way to send money to Canada is by using a credit or debit card. Your recipient may be able to pick it up as cash at a participating store near them in as little as 15 minutes. On the other hand, money sent via a bank account transfer could take up to 4 business days.

Ria offers low fees on money transfers to Canada or any other of the 165+ countries we serve. Your exact fees for sending money will vary based on several different factors — different funding methods may be less expensive than others.

But there's zero guesswork involved. The Ria website or app will always show you the exact cost of a money transfer before you send it. This way, you won't get caught off-guard by sneaky hidden fees (not that Ria ever charges sneaky hidden fees!). You can even use the "Check our rates" option on the Ria app without even logging in.

In addition, you can sign up to receive promotional offers from Ria — keep an eye on your inbox for special offers, discounts, and more!

Tracking your money transfer to Canada is easy using Ria’s Track a Transfer tool. This service allows both senders and recipients to view status updates in real time. To use Track a Transfer, you just need to know the PIN and order number associated with the transaction.

In addition, senders can always tap “Track” on the Ria app to track in real-time. And when you send money with Ria, we’ll always email you once your recipient receives the money or if there are any other status changes along the way.

There are multiple ways to send money to Canada safely and efficiently, including:

•Bank transfers: Instruct your bank to transfer funds from your checking or savings account to that of your recipient in Canada. This is a good method only if both you and the recipient have a bank account. It can be pricey — some banks charge as much as $50 for a wire transfer.

•Money transfer agents: Use one of these third-party services to send money internationally. However, fees tend to vary widely.

•Money orders: Send a money order (like a paper check) through international mail. Your recipient can then cash it for local currency. This option can take the longest (they don't call it "snail mail" for nothing!).

•Online money transfer services: Using a digital service such as Ria makes sending money to Canada a snap. We offer low fees and great exchange rates while also providing our users with speed, security, and convenience. With Ria, your recipient can receive money right in their bank account or pick it up in the form of cash at any of our thousands of Canadian locations (use our Location Finder tool to find the nearest one!).

Signing up for a Ria account is easy! You can choose to sign up through the website or mobile app. No matter which way you choose, the signup process should take only a few minutes.

To create an app using the website, visit riamoneytransfer.com and follow the easy instructions. You'll need to provide:

•Your first and last names

•Your date of birth

•Your email address

•Your phone number

You may be asked for additional information about your occupation and nationality if you live outside the U.S. or Canada.

To sign up using the app, first download it to your smartphone (it's available for both iOS and Android systems!). Then click "Register" and scroll to click your country of residence. You'll need to enter your personal information and contact details in the bullet list above.

Once you've entered all your personal details, set up three security questions and agree to the Terms and Conditions to finish your registration. Once you've verified your account using your phone, you'll be all ready to go!

Before sending money to Canada, you'll need to supply the following info:

• Your recipient's first and last names (as they appear on their government-issued photo ID)

•Their current phone number
•Their address in Canada

•The amount of money you wish to send (Ria will show you exactly how much your recipient will receive in Canadian dollars.)

•Your payment method (bank account, cash, debit card, or credit card)

•Your recipient's payout method (bank account or cash pickup)

Depending on the payment and payout methods you choose, you may have to enter additional information (such as your or your recipient's bank names and bank account numbers).

We’ve made it easy to send your first money transfer to Canada using this handy checklist:

•Sign up for a Ria account using our website or download our mobile app from the App Store or Google Play.

•Click “Send” or “Send money” and scroll down to select “Canada” from the list of available countries.

•Enter how much money you’d like to send. Ria will always show you exactly how much your recipient will receive in Canadian dollars, as well as all fees and our great transfer rates.

•Choose how you want to fund the transfer. You can use a credit or debit card to send money in as little as 15 minutes! Or choose to link a bank account or visit a Ria location or partner store to fund the transfer.

•Choose how you want your recipient to receive the money in Canada. The money can be sent straight to their bank account, or they can visit a participating store near them to pick up cash.

•Enter your recipient’s full name as it appears on their ID, along with the city and province or territory in which they live. 

•Enter your recipient’s bank account information if you’re using this delivery method.

•Enter your payment information.

•Give the transfer one last check to make sure all the details are right.

•You’re all set! Your money is on its way to Canada!

Once you’ve finalized your money transfer, all you have to do is sit back and relax. But if you’d like to track your money transfer, you can use Ria’s online Track a Transfer tool to view status updates in real time.

If you funded the money transfer to Canada with your debit or credit card, allow 15 minutes to six hours for the transaction to be completed. If you used a linked bank account, your transfer will take a bit longer (usually up to four days). And if you paid by cash, allow Ria one business day to process the transfer. 

Both senders and recipients can use Ria's Track a Transfer tool for real-time updates. As a sender, you'll also receive email notifications about any major changes to the status of your transfer.

Ria makes it easy to receive money in Canada through two payout options:

1.Pick up cash at a location near you: Ria has more than 500,000 locations globally — use our  Location Finder tool to find the partner store nearest you. Be sure to bring along your government-issued photo ID.

2.In your bank account: Inform your sender of the name of your bank and your bank account number. You can receive an electronic transfer directly in your checking or savings account.

Your available payment options may vary depending on your location and whether you're using the Ria website or mobile app.

•Debit or credit card: This method is usually the quickest — it can take as little as 15 minutes for your money to reach its destination (some transfers may take up to six hours). However, there is a small fee for using this convenient option. Ria will show you the fee breakdown before you complete the transfer. You can use your debit or credit card if you use the website to send money to Canada from the U.S., U.K., Spain, or Australia. App users in the U.S., Europe, and Australia can use this method for funding a transfer too. Senders in Malaysia can use the app to send money with their debit cards.

•Bank transfer: This method can take up to four business days but is one of the cheapest ways to send money.  This option is available to senders in the U.S. only.

•Pay with cash: This method typically takes one business day. Set up your transfer on the Ria website or mobile app, and then go to a Ria location or participating store near you within 24 hours to fund the transfer with cash. This option is available to senders in the U.S. who use the website or app, as well as app users in Chile, Malaysia, and Singapore.

Depending on where you live, you might have other options, too. For a complete rundown of which payment methods are available through the website or app from different worldwide locations, visit this page.

Unfortunately, you can't use Zelle to send money to Canada.

That's because Zelle currently works only with bank accounts based in the U.S. There's no way to make a money transfer to an international account. Both the recipient and the sender must have U.S.-based checking or savings accounts — as well as U.S. phone numbers.

Instead, consider using an online money transfer service like Ria. Ria is quick, safe, and convenient. We offer great exchange rates, low fees (with no hidden charges), and a variety of payment and pickup options — all from our website or mobile app.

Ria serves customers in more than 165 countries — meaning sending money to or receiving money in Canada is a breeze. You don't even need to have a bank account to use Ria — unlike with Zelle. Send money now with Ria. 

Currently, you can't use Venmo to send money to Canada. That's because only U.S. residents can use the app to send or receive money transfers.

Venmo may not work with international accounts. But Ria serves more than 165 countries around the globe — including Canada. Ria makes sending money internationally simple, quick, and secure. Your recipient in Canada could get the money transfer in as little as 15 minutes if you use Ria. Plus, there are no additional fees.  You are fully aware of all costs and the amount of Canadian dollars your recipient will get before you even complete the transfer.

Send money now with Ria.

Ria makes sending money straight to a bank account in Canada easy. All you have to do is stop by any Ria location or partner store — or log into our secure website or mobile app. Enter your recipient's full legal name (as it appears on their bank account), as well as the name of their bank in Canada and their bank account number. Ria will take it from there!

You work hard for your money. That's why it's important to choose the safest way to send Canada remittances. 

Luckily, Ria's team of world-class security experts take your money's security safety and make it their No. 1 priority. They work around the clock to monitor money transfers, looking out for any suspicious activity or behavior.

In addition, Ria will never store your payment information on its servers. So your bank or card details will never be compromised when using our system.

There are several options for sending money to a friend in Canada: Using an online bank transfer, an international money order, or using a third-party service such as Ria. 

Ria is an online money transfer service that regularly handles transactions in Canada and 165+ other countries around the globe. We want to make it easy for you to send money to friends and family abroad.

We have more than 500,000 locations worldwide — including thousands in Canada — where your recipient can pick up cash in person. Or you can send money directly to your friend's bank account in Canada. Your friend could receive payment in as little as 15 minutes, too. Send money now with Ria.