Send money from U.S. to Pakistan with $0 transfer fee

Ria Money Transfer partners with the Pakistan Remittance Initiative (PRI), offering zero transfer fees when you send $200 or more to Pakistan. Ria makes money on FX gains. Send limits apply.

Pakistani mother and son smiling

What is the Pakistan Remittance Initiative?

The PRI is a joint effort by the State Bank of Pakistan, the Ministry of Overseas Pakistanis, and the Ministry of Finance. It aims to make money transfers to Pakistan faster, cheaper, and easier.

In 2023, PRI recognized Ria as one of the top financial institutions helping Pakistanis worldwide support their loved ones back home.

Our trusted partners in Pakistan

Allied Bank
Bank Alfalah
The Bank of Punjab
Muslim Commercial Bank
Meezan Bank
National Bank Pakistan
United Bank Limited

Flexible payout options

39,000+ locations near your loved ones in Pakistan

With an expansive network of locations across Pakistan, your recipient can receive in cash, bank deposit, or mobile wallet.

Ways to send

Convenient ways to send money to Pakistan

Send online

Use our website to check rates and send money from the comfort of home

Send with our app

Send and track your money transfers on the go with our mobile app

Send in person

Pay in cash at a Ria store or agent located conveniently near you

Cash pick-up

Visit one of our convenient Ria locations or agents near you

Bank account

Send and receive money directly to a bank account

Mobile wallet

Transfer money to and from a digital wallet in minutes

What sets Ria Money Transfer apart

currency coins

Great rates and low fees

Use our online calculator to find out the current exchange rates and fees before making a transfer.

location pinpoints around the world

Send to 190+ countries

Reach your family and friends around the world — including Pakistan.

security shield

Fast and safe

With our extensive security measures, you can send money to your loved ones worry-free.

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Trusted

We've been trusted by over 100 million customers throughout our 35+ years of service.

Do it all with the Ria app

Send money to 200+ countries, track transfers, save recipients, find nearby locations, and more. Download the app to get started.

Ready to get started?

Save with zero transfer fees when you send money from U.S. to Pakistan with Ria!

FAQ

Does it matter where I'm located (as a sender)?

Through Ria Money Transfer, the PRI currently offers a rebate on all money transfers of $200 USD or more for senders in the United States.

Learn more about sending from the UK here.

Are all money transfer companies affiliated with the PRI?

No. Only select money transfer companies, including Ria Money Transfer, are a part of the PRI program and can offer zero transfer fees on qualifying money transfers.

Does it matter which transfer method I use in order to qualify?

No, this offer applies to all Ria transfer methods sent to Pakistan from the U.S., including sending online, through the Ria app, and in person at a Ria store or agent location.

Does it matter what payout method I choose in order to qualify?

No, this offer applies on all bank transfers, mobile wallet transfers, and cash pick-up transfers initiated in the U.S. with Ria.

Which payment methods can I use to pay for my money transfer to Pakistan?

Regardless of how you choose to send money overseas, you’ll need to pay certain transfer or currency exchange fees. The payment methods vary depending on the transfer method.

Say, for example, you’re sending a money order via USPS. Before sending it, you’ll need to pay the dollar amount on the money order, a processing fee, and an issuing fee. You can usually do this via cash, debit credit, or credit card.

If you’re using Ria to send money to Pakistan, your payment options depend on where you’re sending money from and whether you’re on the website or app.

If you live in the USA, you can pay on the website via debit or credit card, cash, or bank account. However, if you’re sending money from the United Kingdom, Australia, Spain, or Canada, your payment options are credit and debit cards only.

You have a few more options if you transfer money via the app. Based on your current country, these include:

• Canada: Debit or credit card

Chile: Cash or Sencillito

• Australia: Debit or credit card, or Pay ID

• The UK: Debit or credit card

• Singapore: Only cash

Malaysia: Debit card, cash, or FPX

• The USA: Cash, credit card, debit card, or online bank transfer

Europe: Debit or credit card (some countries may have additional payment options)

When choosing a payment method, remember that the method you choose can impact how long the transfer takes to go through. Certain payment options also come with their own security features or fees.

How will the PRI affect my recipient?

It won't! Your recipient's experience will remain the same, and they will receive the same amount.

How can I send money to a bank account in Pakistan?

Visit any Ria location, use our website, or log into our mobile app to send money directly to your recipient’s bank account in Pakistan. All you need is:

• The recipient’s full legal name (as it appears on their bank account)

• The name of the recipient’s bank 

• The recipient’s bank account number or IBAN (international bank account number)

Ria will take care of the rest!

Does the PRI apply to business accounts?

No, this offer only applies when you send to personal accounts.

What is the safest way to send money to Pakistan?

When sending money to Pakistan, it’s important to choose a secure and reputable provider. Look for licensed international money transfer companies that use encryption, offer reliable tracking, and have clear customer support. Ria Money Transfer offers a safe way to send money, with multiple payout options backed by strong security measures and decades of experience in global money transfers.