The information on or through this site is provided for general informational purposes only and should not be relied on as a substitute for specific advice about laws, regulations, taxes, finances, immigration or travel. For specific advice, contact a licensed attorney, financial advisor or other professional. We disclaim all liability and responsibility arising from any reliance placed on this site. We do not warrant the accuracy or usefulness of this information. This site may contain links to other sites and information provided by third parties for your convenience. We do not endorse nor make any guarantees with respect to these sites, their accessibility, the information they contain or the way they treat any information you provide to them.

How do international remittances, or cross-border money transfers, help promote financial inclusion? Improve your financial literacy by learning about budgeting and saving, personal finance.    

Learn how to send money using Ria Money Transfer, new services we offer, our omnichannel services, tips for sending money and the expansion of our network.    

Learn how international migration trends affect remittances and the impact remittances have on the individuals and communities around the world who receive them.     

Videos that feature Ria customers explaining in their own words how their experience of migration has impacted themselves, their families and their communities.     

Learn about different cultures around the world, how people celebrate, what it is like to live abroad and great travel destinations.     

What's new in cross-border payments, tech and finance? Learn about new payments methods like mobile wallets, the importance of the omnichannel experience and workplace trends.

What is Ria doing for the community? What does CSR, corporate social responsibility, mean? What's new in sponsorships at Ria?    

The Ria Blog

We use our own and third-party cookies to analyze our services and to show you advertising related to your preferences based on your browsing habits. Learn more by reading our 

We use first and third-party cookies to help us understand how you interact with the site by collecting and reporting information, such as the number of visitors or clicks. They do not allow us to collect your activity data beyond our site.

🍪 Cookies give you a personalized  experience

We use our own and third-party cookies to analyze our services and to show you advertising related to your preferences based on your browsing habits. Learn more by reading our

These cookies are essential to the basic functioning of our website. They turn on functions like page navigation, authentication, and access to secure areas.


<p>More than 25 years have passed since an Ecuadorian woman ventured into the unknown, seeking a change to provide a better life for herself and her family.</p>



<p>That’s what Gina Mosquera Salazar tells us from a café in Cuatro Caminos, in the heart of Madrid. The Guayaquil native, who exudes captivating energy, has been settled in the Spanish capital for a quarter of a century, working tirelessly to support her family, who still remain in Ecuador.</p>



<h2 class="wp-block-heading">Venturing into the unknown</h2>



<p>&#8220;My decision was to come here because at the time I had a daughter whom I wanted to help prepare, and it was the only solution. In my country, I had no way to go anywhere,&#8221; Gina recounts.</p>



<p>She first tried to find that solution in the land of the American Dream, the United States. But several visa rejections forced her to look for another option. And that’s when she found the <a href="https://www.riamoneytransfer.com/en/blog/what-are-the-largest-latin-american-migrant-communities-in-spain/">Spanish route</a>. &#8220;I arrived here and they said welcome to Spain,&#8221; she recalls enthusiastically. &#8220;They opened the doors for me in terms of work, and I valued and appreciated that.&#8221;</p>



<p>Since then, she has been working in home care for the Madrid city council. It is a tough profession that involves providing personal or domestic care to elderly or disabled people. And dealing with the elderly is something Gina has had to learn to do. But she got to work. &#8220;In the end, they give me affection, I return it. They give me trust, I return it. I do everything: I’m a psychologist, a cleaner, a locksmith, a nurse,&#8221; she explains. &#8220;But I love my job, and I&#8217;m doing very well.&#8221;</p>



<h2 class="wp-block-heading">Shaping the future of her family</h2>



<p>Despite the obstacles, Gina did have the profession of auxiliary nurse, after studying professional nursing for about two years. She had to leave it because, after getting married and having her daughter Zoraida, she decided to dedicate herself fully to her.</p>



<p>The good preparation Gina had was something the Ecuadorian also wanted to pass on to her daughter, although this determination seems to be a family trait. And Zoraida is going for her third degree: after graduating as an engineer and obtaining a master&#8217;s degree in image consulting, she is now studying law.</p>



<p>&#8220;With the little I have earned, I have made a living so that my daughter can have a career and be somebody,&#8221; she says proudly. &#8220;I thank this country that opened its doors to me; my daughter is what she is because I am here. She’s the best in the world.&#8221;</p>



<h2 class="wp-block-heading">Sending and dreaming</h2>



<p>As Gina herself says, her daughter is very prepared. But it was a sacrifice for this mother from Guayaquil, especially when it came to finances.</p>



<p>&#8220;Well, I <a href="https://www.riamoneytransfer.com/en/blog/how-to-send-remittances/">send money</a> because sometimes my daughter was out of work or because she needed transportation,&#8221; explains Gina, who expressed her concerns about her daughter traveling alone, to the point that she preferred to buy her a car so she could get around.</p>



<p>“I can also say that it has been 25 continuous years of sending money through Ria, and I feel satisfied to have made all those transfers; they’ve always arrived safely,&#8221; she adds.</p>



<p>No matter how much she tries to meet all the needs of her family, Gina still has her own dream, which is yet to be fulfilled. &#8220;My only dream would be to have my own house, because I don&#8217;t have one,&#8221; she says. But Gina dismissed the idea of having a luxury home; she’s more than happy to have a place to sit, sleep, and eat. &#8220;Why do I want luxury? I have to enjoy what I have, and with that, I am satisfied.&#8221;</p>



<h2 class="wp-block-heading">Looking to help and to give back</h2>



<p>For Gina, helping others is essential and part of her essence. &#8220;I am proud that people count on me because they know I am a good element,&#8221; she explains, referring to her profession. &#8220;They don&#8217;t see me with my phone in my hand; I arrive, I get changed, put on my apron, and get to work.&#8221;</p>



<p>Specifically, Gina talks about having helped someone directly thanks to her work. She recounts that one of the people she cared for used to throw away the food they cooked for her, simply because it was already made. &#8220;I told her: don&#8217;t throw it away, give it to me.&#8221;</p>



<p>But it wasn&#8217;t for Gina. It was for a man who used to hang around outside her house. &#8220;I took that food and put it in the microwave to warm it up,&#8221; she says. &#8220;I then told him: take this little bit of food, my friend.&#8221;</p>



<p>That&#8217;s why Gina feels blessed, because even though she can&#8217;t give away money, she at least tries to give something that can help those who need it most. &#8220;And God blesses you not for what you do, not for what you are, but for what you give.&#8221;<a id="_msocom_1"></a></p>



<h2 class="wp-block-heading">A recognizable face</h2>



<p>The Ecuadorian also offers some wise words of advice for anyone thinking of <a href="https://www.riamoneytransfer.com/en/blog/what-country-should-you-move-to/">leaving in search of a better life</a>. &#8220;A recommendation I can give to someone who is going to migrate is to always try to be their best self,&#8221; she says, citing humility and honesty as key elements of a person&#8217;s foundation. &#8220;If you are neither humble nor honest, it’s better if you don’t go.&#8221;</p>



<p>That&#8217;s why Gina is widely recognized on the street and even claims to be like Coca-Cola: &#8220;Wherever I go, they know me.&#8221; In the end, Ria has also been a part of Gina&#8217;s daily life since she migrated, and <a href="https://www.riamoneytransfer.com/en/blog/unveiling-ria-tagline-money-where-you-need-it/">it goes beyond the money transfers</a><a> </a>she has made over the years.</p>



<p>&#8220;I have Colombian, Peruvian, <a href="https://www.riamoneytransfer.com/en/blog/dominican-republic-places-to-visit-culture-tradition/">Dominican&nbsp;</a>, Cuban friends… They’re all very nice,&#8221; Gina explains. &#8220;And the relationship I have with Ria is through the people I have met in the store. Pilar, Francis, Klever, Brada, or Martina &#8211; I met them all here.&#8221;</p>



<p>Gina continues to explain how and why those relationships were formed. &#8220;When I went to make my transfers, they treated me with affection, with kindness. If you are kind to the customer, the customer comes back. And they gave me that confidence to return,&#8221; she says. In fact, that trust was so deep that they all ended up being friends and they often keep each other company.<a id="_msocom_1"></a><a id="_msocom_2"></a></p>



<h2 class="wp-block-heading">Longing for Ecuador</h2>



<p>But Gina hasn&#8217;t set foot in Ecuador in the last four years, though that doesn&#8217;t mean she’s disconnected from her homeland. &#8220;What I miss most about my country is the food, even though I make it here,&#8221; she admits with a hint of sadness. &#8220;<em>Encebollado</em>, <em>arroz con menestra, </em>fish stew… there are many delicious dishes.&#8221;</p>



<p>&#8220;And of course, I obviously also miss my mother, my brother, my grandchildren. I miss them.&#8221;</p>



<p>But the perfect cure for all that nostalgia is <a href="https://www.riamoneytransfer.com/en/blog/stay-connected-with-family-abroad/">a phone call</a>. &#8220;I talk to my people every day, and I call my daughter up to three times. And she never gets angry,&#8221; she explains, highlighting that Zoraida never says that she calls too much or can&#8217;t talk for any given reason.</p>



<p>&#8220;She is always there for her mother,&#8221; says Gina. And Gina is always there for her daughter.</p>



<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
<iframe loading="lazy" title="The World We Share: Meet Gina | Ria Money Transfer" width="500" height="281" src="https://www.youtube.com/embed/LUESHM9mPr8?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div></figure>



<p><strong>Need to send money to Ecuador? We’ve got you covered. You can use our&nbsp;</strong><a href="https://riamoneytransfer.app.link/CmYmPPGzNSb"><strong>web</strong></a><strong>,&nbsp;</strong><a href="https://riamoneytransfer.app.link/eBNuMu1zkRb"><strong>app</strong></a><strong>, or visit your&nbsp;</strong><a href="https://www.riamoneytransfer.com/en-sn/locations/"><strong>nearest Ria location</strong></a><strong>.</strong></p>


Portrait of a woman wearing glasses, smiling gently. Overlaid text reads: "RIA Money Transfer presents THE WORLD WE SHARE - Gina Mosquera." The background is softly blurred.

The World We Share: Meet Gina

About the author

Shay Conaghan