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How do international remittances, or cross-border money transfers, help promote financial inclusion? Improve your financial literacy by learning about budgeting and saving, personal finance.    

Learn how to send money using Ria Money Transfer, new services we offer, our omnichannel services, tips for sending money and the expansion of our network.    

Learn how international migration trends affect remittances and the impact remittances have on the individuals and communities around the world who receive them.     

Videos that feature Ria customers explaining in their own words how their experience of migration has impacted themselves, their families and their communities.     

Learn about different cultures around the world, how people celebrate, what it is like to live abroad and great travel destinations.     

What's new in cross-border payments, tech and finance? Learn about new payments methods like mobile wallets, the importance of the omnichannel experience and workplace trends.

What is Ria doing for the community? What does CSR, corporate social responsibility, mean? What's new in sponsorships at Ria?    

The Ria Blog

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<p>In the last decade, there has been a surge of applications and services that enable people to store, send, and receive money without needing a traditional bank account.</p>



<p>Digital financial services such as <a href="https://www.riamoneytransfer.com/en/blog/what-is-mobile-wallet/"><strong>mobile wallets</strong></a> have emerged as an accessible option for millions of unbanked people.</p>



<p>These alternatives have become the first point of access to financial services for those who were previously prevented from using traditional banking services due to prevailing structural, geographical, and administrative barriers.</p>



<p>Much like <a href="https://www.riamoneytransfer.com/en/blog/how-to-send-remittances/">remittances</a>, mobile wallets have been fuelling financial inclusion in low- and middle-income countries. Together, these two have been spreading hope for a brighter future across all corners of the globe.</p>



<p>In this post, we dive into the benefits of the digitalization of financial services and how tools like mobile wallets are helping remittances reach more people than ever, improving countless peoples’ quality of life throughout the world.</p>



<h3 class="wp-block-heading">Key Takeaways</h3>



<p>▪ <em>Mobile wallets are a major gateway to financial inclusion</em><br>▪ <em>Cash–digital hybrid models build trust</em><br>▪ <em>Remittances can accelerate digital financial usage</em><br>▪ <em>Interoperability expands real-world impact</em><br>▪ <em>Trusted providers help connect global and local ecosystems</em></p>



<h2 class="wp-block-heading">What Is Financial Inclusion—and Why It Matters</h2>



<p><a href="https://www.riamoneytransfer.com/en/blog/financial-inclusion-digital-financial-services/"><strong>Financial inclusion</strong></a> refers to the efforts and initiatives that aim to provide unbanked populations access to appropriate, affordable, and timely financial services.</p>



<p>Currently, the world is still far from achieving financial equality. In fact, the World Bank estimates that there are currently about <strong>1.4 billion</strong> <a href="https://www.riamoneytransfer.com/en/blog/how-to-send-money-without-a-bank-account/">unbanked people</a>, mostly in low- and middle-income economies. In some countries, like Niger, the rate of financial account ownership is as low as 15%.</p>



<p>There are several reasons explaining this disparity:</p>



<h3 class="wp-block-heading">Affordability constraints</h3>



<p>Banks that require customers to maintain a minimum required balance or charge maintenance fees make it impossible for people with low or irregular income to open an account.</p>



<h3 class="wp-block-heading">Administrative obstacles</h3>



<p>Requirements like <a href="https://www.riamoneytransfer.com/en/blog/what-documents-you-need-to-verify-your-identity-with-ria/">providing an official ID</a>, proof of address, or formal employment records exclude potential customers who cannot provide these documents.</p>



<h3 class="wp-block-heading">Geographic and infrastructure barriers</h3>



<p>Lack of infrastructure such as bank branches and ATMs in rural or remote areas prevents residents from accessing financial services.</p>



<h3 class="wp-block-heading">Financial literacy gap</h3>



<p>Limited <a href="https://www.riamoneytransfer.com/en/blog/how-to-use-financial-literacy-in-everyday-life/">understanding of how financial products work</a> and the benefits of formal banking can lead to the avoidance of these services.</p>



<p>These barriers force unbanked populations to rely on informal alternative systems such as cash-based economies or using someone else’s bank account. But this can put them at a heavy disadvantage.</p>



<p>The inability to manage risk through savings or loans makes people outside the system less resilient and<strong> more vulnerable to crises and disasters</strong>. It also excludes them from the formal economy, for example limiting their opportunities to start their own business or invest.</p>



<p>However, there is a glimmer of hope, as inclusion rates have been growing exponentially lately. And this boost has been linked to one emerging trend: <a href="https://www.riamoneytransfer.com/en/blog/fintech-impact-banks-banking-industry/">the digitalization of financial services</a>.</p>



<h2 class="wp-block-heading">Why Mobile Wallets Took Off in Emerging Markets</h2>



<p>With smartphone use and ownership skyrocketing, it was only a matter of time before financial tools were incorporated into these devices.</p>



<p>In the last decade, worldwide use of mobile money services has gone up from just 2% to 15%, according to the World Bank. In low- and middle-income countries, where the rate of unbanked individuals is often higher, an interesting figure emerges: <a href="https://www.riamoneytransfer.com/en/blog/mobile-wallets-in-sub-saharan-africa/">the percentage of digital wallet use is above the global average</a>, at 18%.</p>



<p>While bank account penetration remains low in emerging markets, mobile wallets are becoming increasingly popular. Not just because they’re more convenient, but because they are much more accessible.</p>



<p>Many of these apps<strong> bypass the most common obstacles</strong> to opening bank accounts such as affordability, as well as administrative and geographic constraints, while still being perfectly <a href="https://www.riamoneytransfer.com/en/blog/top-security-features-of-a-digital-wallet/">secure</a>. Between compliance regulations, encryption, fraud monitoring, and enhanced login, they offer a safe, <a href="https://www.riamoneytransfer.com/en/blog/digital-wallet-vs-bank-account-whats-the-difference/">cost-effective, fast, and simple</a> alternative to traditional financial services.</p>



<h2 class="wp-block-heading">What This Means for the Future of Financial Inclusion</h2>



<p>The widespread adoption of mobile wallets is a meaningful step towards inclusion and broader equality. Indeed, the <a href="https://www.worldbank.org/ext/en/topic/financial-sector/financial-inclusion">World Bank</a> has found that financial services are crucial in the fight to <strong>reduce </strong><a href="https://www.riamoneytransfer.com/en/blog/5-inventions-fighting-poverty-globally/"><strong>poverty</strong></a> and <strong>foster economic </strong><a href="https://www.riamoneytransfer.com/en/blog/migration-ripple-effect-brain-gain-growth-progress-innovation/"><strong>growth</strong></a>.</p>



<p>Although there are still hurdles, such as the <a href="https://www.riamoneytransfer.com/en/blog/computer-room-csr-education-project-bargny-senegal/">digital literacy gap</a> or low-connectivity areas, they are helping millions of previously unbanked people to finally access insurance, obtain credit, as well as store, send, and <a href="https://www.riamoneytransfer.com/en/blog/how-do-i-receive-money-internationally-without-a-bank/">receive money</a>.</p>



<p>Beyond access to basic services, they promote real inclusion by increasing formal savings, improving financial management, and empowering users to participate in the formal economy.</p>



<p>This is also the case of remittances—the <a href="https://www.riamoneytransfer.com/en/blog/how-to-build-a-monthly-money-sending-routine/">money sent back home by migrant workers</a>. These funds are a lifeline that covers households’ <a href="https://www.riamoneytransfer.com/en/blog/the-back-home-budget-what-remittances-support-first/">basic needs</a> but can also help build security through <a href="https://www.riamoneytransfer.com/en/blog/remittances-boost-education/">education</a>, <a href="https://www.riamoneytransfer.com/en/blog/financial-literacy-investing-compound-interest-explained/">investments</a>, entrepreneurship, and more.</p>



<p>By enabling remittances to be received through mobile wallets, these tools are opening paths for a better tomorrow.</p>



<h2 class="wp-block-heading">The Power of Combining Mobile Wallets and Remittances</h2>



<p>Like mobile wallets, remittances are an <strong>inclusion lever</strong>, often acting as a household’s first entry point into formal finance. Moreover, their users often overlap.</p>



<p>That is why many wallet apps have expanded their offering to include international money transfer services, often <a href="https://www.riamoneytransfer.com/en/blog/peru-migration-mobile-wallets-financial-inclusion/">partnering with trusted cross-border payment providers</a>.</p>



<p>Digital wallet payouts allow money transfers to be <strong>less costly</strong>, <strong>faster</strong>, and <strong>more convenient</strong>. Since the money goes directly into a wallet account, it makes it easier for the recipient to store, budget, and redistribute the funds.</p>



<p>The <strong>interoperability </strong>of these tools is what enables a broader geographic and demographic coverage, allowing these services to reach further than ever before.</p>



<h2 class="wp-block-heading">Connecting the Dots: Mobile Wallets, Remittances, and Inclusion</h2>



<p>Ultimately, digital wallets are powering financial inclusion around the globe, particularly in emerging markets by removing the many hurdles that have long kept people out.</p>



<p>Mobile money services have made everyday financial needs, like remittances, easier to fulfil. Trusted global money transfer providers are incorporating these new technologies to be able to reach more people.</p>



<p>At Ria, we are committed to service accessibility, which is why we continue to offer and <strong>omnichannel experience. </strong><a href="https://www.riamoneytransfer.com/en/blog/ria-money-transfer-guide-for-first-time-users/">We cater to diverse needs</a>, whether customers wish to receive their funds via <a href="https://www.riamoneytransfer.com/en/blog/bank-transfers-how-to-get-the-most-out-of-your-bank-deposit">bank deposit</a>, in their mobile wallets, or in cash.</p>



<p>We connect loved ones through our extensive network that reaches <strong>651K </strong>cash payout locations, <strong>3.7B</strong> wallets users, <strong>4.1B</strong> bank accounts, and <strong>218K</strong> cardholders across <strong>200 </strong>countries and territories. You’ll find us at every corner, because we know how important it is to be able to send money fast and conveniently to your loved ones.</p>



<p><strong>If you need to send money to your loved ones back home, Ria is here to provide seamless and secure services.</strong> <strong>Visit our </strong><a href="https://www.riamoneytransfer.com/en-us/"><strong>website</strong></a><strong>, find a </strong><a href="https://www.riamoneytransfer.com/en-us/locations/"><strong>location</strong></a><strong> close to you, or download our </strong><a href="https://riamoneytransfer.app.link/uKSGRe2Ev3b"><strong>app</strong></a><strong> to get started.</strong></p>



<h2 class="wp-block-heading">FAQs</h2>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1780410521060"><strong class="schema-faq-question"><strong>What is financial inclusion?</strong></strong> <p class="schema-faq-answer">Financial inclusion means people and businesses can access affordable, useful financial services (payments, transfers, storage) safely.</p> </div> <div class="schema-faq-section" id="faq-question-1780410534592"><strong class="schema-faq-question"><strong>How do mobile wallets help the unbanked?</strong></strong> <p class="schema-faq-answer">They let users store money, receive funds, and make payments without needing a traditional bank account, thus playing an important role in financial inclusion.</p> </div> <div class="schema-faq-section" id="faq-question-1780410549285"><strong class="schema-faq-question"><strong>Why are mobile wallets important in emerging markets?</strong></strong> <p class="schema-faq-answer">They fit mobile-first realities and solve problems banks often can’t—distance, documentation barriers, and high friction.</p> </div> <div class="schema-faq-section" id="faq-question-1780410565522"><strong class="schema-faq-question"><strong>Can you receive international money transfers through mobile wallets?</strong></strong> <p class="schema-faq-answer">In many markets, yes—mobile wallets can be an option for cross-border transfers depending on availability and corridor.</p> </div> <div class="schema-faq-section" id="faq-question-1780410583082"><strong class="schema-faq-question"><strong>Are mobile wallets safe for sending and receiving money?</strong></strong> <p class="schema-faq-answer">They can be, especially when users choose reputable providers and follow basic security steps like verification and safe PIN practices.</p> </div> <div class="schema-faq-section" id="faq-question-1780410598175"><strong class="schema-faq-question"><strong>What’s the difference between a mobile wallet and a bank account?</strong></strong> <p class="schema-faq-answer">Wallets are typically easier to open and mobile-first; bank accounts often require more documentation and may depend on branch infrastructure.</p> </div> <div class="schema-faq-section" id="faq-question-1780410614017"><strong class="schema-faq-question"><strong>How do remittances contribute to financial inclusion?</strong></strong> <p class="schema-faq-answer">Remittances often introduce households to formal money movement and can encourage saving, budgeting, and digital spending tools.</p> </div> <div class="schema-faq-section" id="faq-question-1780410629569"><strong class="schema-faq-question"><strong>Do mobile wallets work in rural areas?</strong></strong> <p class="schema-faq-answer">Often, yes—especially where agent networks and cash-in/cash-out models support access beyond major cities.</p> </div> </div>


A woman in a black shirt smiles while holding a phone. A glowing digital wallet icon with a coin appears near her hand, suggesting online payments or digital transactions. Shelves with products are visible in the background.

How Mobile Wallets Are Expanding Financial Inclusion in Emerging Markets


<p>Ria has launched a new money transfer channel, bringing safe and efficient transfers right to your favorite messaging app.</p>



<p>The service is currently available for transfers from the USA to Chile, Colombia, Costa Rica, the Dominican Republic, Ecuador, El Salvador, Guatemala, Haiti, Honduras, Jamaica, Mexico, Nicaragua, Pakistan, the Philippines, Peru, and Sierra Leone, with new countries coming soon.</p>



<p>Keep reading to learn more about this new service and how you can benefit from it.</p>



<h1 class="wp-block-heading">How It Works</h1>



<p>It works exactly like you think it would:</p>



<p>1. You&nbsp;start a chat&nbsp;with us&nbsp;<a href="https://ria.mt/wa-send/en">on WhatsApp</a><br>2. You specify the amount of money you want to send, the delivery and payout options, and the beneficiary&#8217;s information, such as name and city<br>3. You are&nbsp;redirected&nbsp;via a secure link&nbsp;and pay&nbsp;through our page</p>



<p>You&#8217;re done!</p>



<p>Note that existing customers will have less steps to follow, so if you&#8217;re new to Ria, know that the process will only get faster.</p>



<p><strong>Plus: </strong>your first transaction is zero-fee.</p>



<h1 class="wp-block-heading">Service Availability</h1>



<p>Currently, you can pay for your transfers using a debit card and can choose from bank deposit and cash pick-up as payout options.</p>



<p>To learn more about the service, you can visit <a href="https://www.riamoneytransfer.com/en-us/send-money-with-whatsapp/">our page</a>.</p>



<p>If you&#8217;re ready to try it out, you can scan the QR code below or click <a href="https://ria.mt/wa-send/en">here</a> to send money with Ria through WhatsApp <a href="https://ria.mt/wa-send/en">in English</a> or here to send <a href="https://ria.mt/wa-send/es">in Spanish</a>.</p>



<p></p>


<div class="wp-block-image">
<figure class="aligncenter size-full is-resized"><img loading="lazy" decoding="async" width="328" height="327" src="https://riablog.wpengine.com/wp-content/uploads/2026/01/QR-Code.jpg" alt="" class="wp-image-51034" style="aspect-ratio:1;object-fit:contain;width:146px;height:auto"/></figure>
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<p></p>



<h1 class="wp-block-heading">Why This Matters To Us</h1>



<p>WhatsApp is where <a href="https://www.whatsapp.com/about?lang=es">3 billion people</a> connect with their loved ones every day. At Ria, we are committed to meeting our customers where they are, making their money transfer experience as convenient and easy as possible. With our new WhatsApp channel, we hope to make it easier for our customers to support their loved ones from afar, right where they are used to staying in touch with them.</p>



<p>Stay tuned as we continue to expand on this new service.</p>



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<iframe loading="lazy" title="💬 Send Money Directly from WhatsApp with Ria! 🚀" width="500" height="281" src="https://www.youtube.com/embed/gPR3X1PSN10?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
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<p><em>Last updated on March 25th, 2026.</em></p>



<p></p>


Ria logo next to text that reads “Send money directly from WhatsApp” with the WhatsApp logo, on a light patterned background.

You Can Now Send Money With Ria Through WhatsApp


<p>The tale of African football is almost as old as the sport itself. Therefore, the sport’s history on the continent is long, and it kicked off with the arrival of imperialist settlers back in the mid-19<sup>th</sup> century, who introduce <em>the beautiful game</em> to their territories.</p>



<p>In this post, we’ll cover football in Africa, its superstars and development from early beginnings to global relevance.</p>



<h3 class="wp-block-heading">Key Takeaways</h3>



<p><em>▪ African football has a rich, diverse history shaped by colonialism, independence, and cultural pride.</em> </p>



<p><em>▪ The continent has produced world-class talent like <a href="https://www.riamoneytransfer.com/en/blog/yaya-toure-ria-money-transfer-partnership/">Ria ambassador Yaya Touré</a>, influencing global football and inspiring millions.</em></p>



<p><em>▪ Challenges include infrastructure, investment, and opportunities for women and youth.</em></p>



<p><em>▪ Ria ambassador Hamza Igamane’s influence extends beyond his football career, inspiring youth and driving social change in Africa. His commitment to football education and mentorship empowers the next generation of African athletes.</em></p>



<p><em>▪ Football is a powerful tool for social change, community building, and youth empowerment in Africa.</em></p>



<p><em>▪ The future of African football has high hopes, with growing investment, talent development, and global recognition.</em></p>



<h2 class="wp-block-heading">Why African Football Matters</h2>



<p>African football is so long-lived that the first documented game <a href="https://www.npr.org/2010/06/09/127600200/the-history-of-soccer-in-africa#:~:text=that%20first%20game%20in%201862">was played in 1862</a> in modern-day <a href="https://www.riamoneytransfer.com/en/blog/johannesburg-south-africas-economic-and-migratory-hub/">South Africa</a>. Though at first football was limited to the settlers and missionaries, it quickly caught the eyes of local African communities, who adapted the game to their particular environments. With the sport gaining immense popularity over the following decades, many clubs were established, and football began to be the norm.</p>



<p>As the wave of independence began to spread across the continent, African football was in need of structure. Thus, in 1957, the Confederation of African Football (CAF) was born, and with it another bullet was added to the gun of African independence. The inaugural <a href="https://www.theguardian.com/football/2013/jan/17/african-cup-nations-history#:~:text=The%20very%20first%20CAN%20was%20organised%20to%20mark%20the%20Confederation%20of%20African%20Football%27s%20(CAF)%20official%20launch%20in%20Khartoum%20in%201957">Africa Cup of Nations</a> was also held for the first time that same, a tournament which continues to be played to this day.</p>



<p>Now, football has become deeply woven into African culture, fostering community engagement and creating opportunities for education and employment. As African football gained traction, clubs around the world started developing an interest in African players, many of which ended up becoming football stars and playing for renowned international teams such as Michael Essien for Chelsea (England), Emmanuel Adebayor for Club Olimpia (Paraguay) and Riyad Mahrez for Al-Ahli (Saudi Arabia), and where African players continue to shine to this day.</p>



<p>Beyond their impact on football, stars like Yaya Touré and Hamza Igamane have used their success abroad to send money home <a href="https://www.riamoneytransfer.com/en/blog/why-ethiopias-remittances-surged-to-over-6-billion/">and support their families and communities</a>. Their philanthropy coupled with the <a href="https://readeverything.co/blog/2025/05/08/the-unifying-power-of-football-how-the-beautiful-game-connected-african-nations/">unifying force</a> of football has fostered a sense of continental pride across <a href="https://www.riamoneytransfer.com/en/blog/remittances-health-sub-saharan-africa/">Africa’s diverse nations and communities</a>, bridging linguistic, ethnic, and cultural divides.</p>



<h2 class="wp-block-heading">African Football Today: Challenges, Trends and Social Change</h2>



<p>Today, African football is thriving. Since the CAF’s inception back in 1957, tournaments across the continent have sprung up and grown in size and popularity. These include the Africa Cup of Nations (AFCON)—created in the same year the CAF was established—, the Africa Nations Championship, the CAF Champions League, and many more.</p>



<p>Despite the constant challenges, financial or otherwise, the popularity and success of these competitions cannot be underestimated, <a href="https://www.cafonline.com/competitions/caf-competitions/">the CAF explains</a>. Despite facing infrastructure or location problems, African tournaments have continued on an upward trend.</p>



<p>On the international stage, African football is also thriving. Take <a href="https://www.riamoneytransfer.com/en/blog/history-remittances-immigration-in-morocco/">Morocco</a>’s men’s national team, who went on a historic run at the 2022 World Cup, reaching the semi-finals. Since then, the Atlas Lions have set the record for the most consecutive wins (19) in international football history following their 2-0 win over Comoros in the opening game of Africa’s biggest football stage.</p>



<p>Similarly, since 2015 African teams have regularly featured in the knockout stages of the Women’s World Cup. In 2023’s edition, Nigeria, Morocco and South Africa made to the round of 16.</p>



<h3 class="wp-block-heading">Closing the Gap in Women’s Football in Africa</h3>



<p>The women’s game continues to flourish and is on an upward trend, with the latest Women’s AFCON a clear indicator of that. Not only was there unprecedented <a href="https://www.cafonline.com/caf-womens-africa-cup-of-nations/news/massive-global-broadcast-demand-ahead-of-the-kick-off-of-the-totalenergies-caf-wafcon-morocco-2024-on-saturday/">broadcast demand</a> for the competition and an <a href="https://www.cafonline.com/caf-womens-africa-cup-of-nations/news/caf-increases-prize-money-of-totalenergies-caf-women-s-africa-cup-of-nations-wafcon-morocco-2024-winner-by-100-and-total-prize-money-by-45/">increase in prize money</a> to $1m fronted by the CAF, but the overall gap between teams is closing.</p>



<p>As <a href="https://theafricanmirror.africa/sport/football/wafcon/wafcon-3-signs-that-african-womens-football-is-finally-starting-to-thrive/">Chuka Onwumechili writes</a>, the quality of women’s football in Africa is increasing, as seen by the narrowing goal margins and traditionally less competitive nations—like Mali or the Democratic Republic of Congo—fighting until the final whistle, while Algeria made the knock-out stage for the first time, a sign that their strategic investment into the sport is paying off.</p>



<p>Overall, a clear sign of growing competition is that previous underdogs like Tanzania, Kenya and the DRC have caused upsets by defeating former winners and tournament favorites.</p>



<h2 class="wp-block-heading">The Rise of African Football Superstars: From Milla to Salah</h2>



<p>African football superstars have also been on the rise. The first global icon hailing from the continent was Roger Milla, who grabbed the headlines after netting an impressive four goals at the 1990 World Cup—at the age of 38.</p>



<p>His legacy would be one-upped by that of the Liberian forward George Weah, who became the first, and only, African footballer to win the coveted Ballon d’Or award in 1995.</p>



<p>Fast forward to today, and African football superstars can be found everywhere. During the 2010s, Ria brand ambassador Yaya Touré was the figurehead for the continent, winning everything at club level, including the first ever sextuple with FC Barcelona. The midfielder also represented Ivory Coast 101 times, leading them to victory at the 2015 AFCON, and won African Footballer of the Year four consecutive times between 2011-2014.</p>



<p>Other notable African players include the legendary Didier Drogba for Chelsea FC, FC Barcelona’s Samuel Eto’o, Liverpool’s Mohamed Salah, or Al-Nassr’s Sadio Mané.</p>



<h2 class="wp-block-heading">Spotlight: Brand Ambassador Hamza Igamane</h2>



<p>&nbsp;Established players aside, one thing is clear when it comes to up and coming African players: they are still just as hungry to make their mark.&nbsp; One example is Morocco’s Hamza Igamane, who recently became <a href="https://www.riamoneytransfer.com/en/blog/hamza-igamane-ria-money-transfer-partnership/">a Ria brand ambassador</a>.</p>



<p>Our partnership with Hamza celebrates his inspiring football journey to date, highlighting his commitment to empowering communities as well as setting an example of <a href="https://www.riamoneytransfer.com/en/blog/ria-money-transfer-proyecto-migrante-collaboration/">how to succeed as a migrant abroad</a>. Through this collaboration, we hope to inspire future athletes and remind migrants that anything is possible when you set your mind to it.</p>



<p>Hamza’s story is one of success, and shows how partnerships can help introduce and execute new ideas, such as FIFA investing over <a href="https://inside.fifa.com/organisation/president/news/african-football-investment-1-billion-dollars-caf-infantino">$1bn into African football</a> with the aim to open 20-30 academies on the continent by 2027. These funds would help CAF nations identify talented players like Hamza and give them the proper coaching and facilities they need to shine.</p>



<p>And this isn’t Ria’s first foray into the development of African football. Alongside Inter Milan, Ria has also supported the sport on the continent through our <a href="https://www.riamoneytransfer.com/en/blog/dreamers-village-project-senegal-morocco-mauritius/">Dreamer’s Villages</a>, which are football-focused schools that we helped set up in Morocco, Mauritius, and <a href="https://www.riamoneytransfer.com/en/blog/history-remittances-immigration-in-senegal/">Senegal</a>.</p>



<p>In short, Hamza Igamane’s partnership with Ria is more than a campaign—it’s a movement to empower youth and transform communities through football.</p>



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<iframe loading="lazy" title="Welcoming Hamza Igamane to the Ria Family | Ria Money Transfer" width="500" height="281" src="https://www.youtube.com/embed/9H7Kyr9QpgU?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div></figure>



<h2 class="wp-block-heading">Africa’s Football Future</h2>



<p>The history of African football is a testament to resilience, unity, and hope. From its early beginnings to its rise as a global force, the sport has become deeply woven into the continent’s identity by <a href="https://www.riamoneytransfer.com/en/blog/mothers-day-dishes-recipes-cooking-food-nostalgia/">connecting its cultures</a>, inspiring generations, and <a href="https://www.riamoneytransfer.com/en/blog/migration-ripple-effect-brain-gain-growth-progress-innovation/">driving social progress</a>.</p>



<p>Players like Yaya Touré made their mark on the game, while youngsters such as Hamza Igamane are shaping the next chapter. Their stories reflect why football is more than a game: It’s a platform for education, empowerment, and opportunity.</p>



<p>Through partnerships and community-driven initiatives, the sport continues to evolve, creating pathways for young talent and fostering innovation across Africa. But above all, it remains a powerful force that inspires, empowers, and unites communities.</p>



<p>Join Yaya Touré and Hamza Igamane in empowering families and communities across Africa. Whether you&#8217;re sending support or sharing the passion, every transfer helps build dreams—one goal at a time. <a href="https://riamoneytransfer.app.link/t1GSrNgSiZb">Download our app</a> and send money with Ria.</p>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1766400920619"><strong class="schema-faq-question">How did football start in Africa?</strong> <p class="schema-faq-answer">Football was introduced during colonial times and quickly became a popular local sport.</p> </div> <div class="schema-faq-section" id="faq-question-1766401285945"><strong class="schema-faq-question">What is the CAF?</strong> <p class="schema-faq-answer">The Confederation of African Football (CAF) is the governing body for African football.</p> </div> <div class="schema-faq-section" id="faq-question-1766401298026"><strong class="schema-faq-question">Who are the top African footballers?</strong> <p class="schema-faq-answer">Legends include George Weah, Didier Drogba, Samuel Eto’o, and current stars like Mohamed Salah.</p> </div> <div class="schema-faq-section" id="faq-question-1766401310589"><strong class="schema-faq-question">How has African football changed over time?</strong> <p class="schema-faq-answer">It has grown in professionalism, global influence, and inclusivity.</p> </div> <div class="schema-faq-section" id="faq-question-1766401338407"><strong class="schema-faq-question">What challenges foes African football face?</strong> <p class="schema-faq-answer">Infrastructure, investment, governance, and opportunities for women and youth.</p> </div> <div class="schema-faq-section" id="faq-question-1766401366585"><strong class="schema-faq-question">How does African football contribute to community building in Africa?</strong> <p class="schema-faq-answer">Football serves as a unifying force, bringing together diverse communities, fostering teamwork, and providing opportunities for youth empowerment and social progress.</p> </div> <div class="schema-faq-section" id="faq-question-1766401384851"><strong class="schema-faq-question">How can fans support football development in Africa?</strong> <p class="schema-faq-answer">Fans can engage with youth programs, support local clubs, participate in community initiatives, and follow African football leagues to help grow the sport at grassroots and professional levels.</p> </div> <div class="schema-faq-section" id="faq-question-1766401406581"><strong class="schema-faq-question">How does football impact African society?</strong> <p class="schema-faq-answer">It fosters unity, provides opportunities, and drives social change.</p> </div> <div class="schema-faq-section" id="faq-question-1766401428945"><strong class="schema-faq-question">What is the future of African football?</strong> <p class="schema-faq-answer">Continued growth in talent, investment, and global recognition.</p> </div> <div class="schema-faq-section" id="faq-question-1766401454294"><strong class="schema-faq-question">How can I support African football initiative?</strong> <p class="schema-faq-answer">Engage with campaigns, support youth programs, and follow African leagues.</p> </div> <div class="schema-faq-section" id="faq-question-1766401491226"><strong class="schema-faq-question">Which African nation was the first to reach the World Cup Finals?</strong> <p class="schema-faq-answer">Egypt was the first African nation to play in the World Cup, in 1934.</p> </div> <div class="schema-faq-section" id="faq-question-1766401519494"><strong class="schema-faq-question">How can young players join football academies in Africa?</strong> <p class="schema-faq-answer">Many academies are open to youth from diverse backgrounds, with programs focusing on skill development, education, and social values.</p> </div> </div>


A soccer player in an orange jersey and dark shorts stands with a ball at his feet, as outlines of two other players and a map of Africa highlight the spirit of African football in the background.

The African Football Story: Legacy, Passion and Future


<p>The phenomenon of migration is not new:&nbsp;people have been&nbsp;on the move&nbsp;since the dawn of humanity.&nbsp;Whether <a href="https://www.riamoneytransfer.com/en/blog/environmental-migration/">fleeing harsh&nbsp;environments</a>, seeking better&nbsp;conditions, or&nbsp;trying&nbsp;to reunite with their loved ones,&nbsp;humans have&nbsp;always&nbsp;migrated.&nbsp;</p>



<p>For millennia, these movements have fostered&nbsp;cooperation&nbsp;and&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/how-immigration-helps-the-economy/">driven&nbsp;progress&nbsp;around the globe</a>. From&nbsp;critical academic research to&nbsp;groundbreaking scientific discoveries, the exchange of ideas&nbsp;promoted by&nbsp;migration has always made&nbsp;us move forward.&nbsp;</p>



<p>Today, there are about&nbsp;<strong>304 million international migrants</strong>&nbsp;in the world.&nbsp;As this&nbsp;number grows, migrants who shape our society and culture are&nbsp;becoming&nbsp;increasingly&nbsp;visible.&nbsp;We all know an&nbsp;athlete, singer, actor, writer,&nbsp;or&nbsp;influencer&nbsp;who is a migrant.&nbsp;</p>



<p>But&nbsp;the impact of migration&nbsp;is much&nbsp;more extensive than that.&nbsp;It goes beyond&nbsp;what&nbsp;is shown&nbsp;on TV&nbsp;or what we read on the news.&nbsp;Migrants&nbsp;improve our daily lives&nbsp;in countless unseen ways.&nbsp;</p>



<p>So,&nbsp;on&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/celebrating-international-migrants-day/" target="_blank" rel="noreferrer noopener">International Migrants Day</a>, we&nbsp;want to&nbsp;shine a light&nbsp;on all the ways that&nbsp;these people&nbsp;make&nbsp;the world a better place!&nbsp;</p>



<h3 class="wp-block-heading">Key Takeaways</h3>



<p><em>▪&nbsp;Exposure to&nbsp;different cultures&nbsp;broadens horizons through new languages, food, music, and traditions.</em>&nbsp;</p>



<p><em>▪&nbsp;Migration fuels innovation, entrepreneurship, and economic growth globally.</em>&nbsp;</p>



<p><em>▪ Migrants are key agents of knowledge exchange, transferring skills and ideas across borders.</em>&nbsp;</p>



<p><em>▪ Essential workers—often migrants—are the backbone of critical sectors like healthcare, caregiving, and agriculture.</em>&nbsp;</p>



<p><em>▪ Remittances are part of a larger ecosystem of contributions:&nbsp;financial, social, and&nbsp;humanitarian.</em>&nbsp;</p>



<p><em>▪ Diaspora networks connect countries, fostering global collaboration and opportunity.</em>&nbsp;</p>



<p><em>▪ Both host and origin countries&nbsp;benefit&nbsp;from the&nbsp;migration&nbsp;ripple effect.</em>&nbsp;</p>



<p><em>▪&nbsp;Leveraging&nbsp;migrant contributions can accelerate&nbsp;progress.</em>&nbsp;</p>



<h2 class="wp-block-heading">Where Cultures Meet: Learning Through Migration&nbsp;</h2>



<p>When people move to a new place, they&nbsp;have to&nbsp;strike a balance between&nbsp;adapting to their new home and&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/celebrating-culture-cultural-identity-living-abroad-tips/" target="_blank" rel="noreferrer noopener">preserving&nbsp;their culture</a>.&nbsp;Part of this balance involves&nbsp;sharing&nbsp;their&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/mothers-day-dishes-recipes-cooking-food-nostalgia/" target="_blank" rel="noreferrer noopener">traditions</a>&nbsp;with the locals.&nbsp;</p>



<p>Though&nbsp;integration plays a fundamental role&nbsp;in the migration&nbsp;process, so&nbsp;does&nbsp;the cultural&nbsp;exchange that takes place in the host country.&nbsp;Not only does this dialogue challenge stereotypes but it also&nbsp;fosters&nbsp;<strong>trust</strong>,&nbsp;<strong>solidarity</strong>, and&nbsp;<strong>empathy</strong>.&nbsp;</p>



<p>This&nbsp;collaboration creates a perfect sandbox for migrants to share their unique perspectives, helping locals&nbsp;think outside the box&nbsp;and get better outcomes.&nbsp;In fact, migrants&nbsp;connect countries through professional, academic, and business networks,&nbsp;facilitating&nbsp;trade,&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/financial-literacy-investing-compound-interest-explained/" target="_blank" rel="noreferrer noopener">investment</a>, and&nbsp;the exchange of&nbsp;knowledge.&nbsp;</p>



<h2 class="wp-block-heading">Ideas Without Borders:&nbsp;The Brain Gain Effect</h2>



<p>Countless countries&nbsp;benefit&nbsp;from the immigration of highly qualified individuals. In fact, this&nbsp;effect even has a name:&nbsp;<strong>brain gain</strong>.&nbsp;</p>



<p>One of the most famous examples of brain gain&nbsp;is&nbsp;<strong>Albert Einstein</strong>.&nbsp;The&nbsp;world-renowned&nbsp;scientist&nbsp;migrated to the U.S.&nbsp;in 1933&nbsp;to&nbsp;flee&nbsp;persecution.&nbsp;He went on to&nbsp;make invaluable&nbsp;contributions&nbsp;to the field of physics&nbsp;in the U.S. and across the world.&nbsp;</p>



<p>Most commonly,&nbsp;highly qualified migrant workers&nbsp;tend to be&nbsp;university professors,&nbsp;doctors,&nbsp;or&nbsp;engineers,&nbsp;for example.&nbsp;In fact, the&nbsp;research, healthcare, and technology sectors are among those&nbsp;that benefit the most from&nbsp;these qualified professionals.&nbsp;</p>



<p>Naturally, these migrant workers&nbsp;transfer knowledge&nbsp;to their colleagues. In turn, this&nbsp;raises&nbsp;the skills of&nbsp;the&nbsp;local workforce, fostering development and innovation.&nbsp;They have&nbsp;also been proven to give companies a competitive advantage in the <a href="https://www.riamoneytransfer.com/en/blog/how-to-get-a-job-abroad/">international marketplace</a>.&nbsp;</p>



<p>According to a recent <a href="https://www.mckinsey.com/~/media/mckinsey/featured%20insights/diversity%20and%20inclusion/diversity%20matters%20even%20more%20the%20case%20for%20holistic%20impact/diversity-matters-even-more.pdf" target="_blank" rel="noreferrer noopener">McKinsey report</a>, ethnically diverse companies were <strong>39% more likely</strong> to financially outperform those who had low percentage of diversity. These findings confirm that <a href="https://www.riamoneytransfer.com/en/blog/world-day-for-cultural-diversity/">diversity</a> can strengthen crucial skills like creativity, adaptability and decision-making. </p>



<p>Overall,&nbsp;highly&nbsp;qualified migrant workers&nbsp;<strong>boost their host country’s&nbsp;growth</strong>.&nbsp;For instance, the OECD’s&nbsp;<a href="https://www.oecd.org/en/publications/international-migration-outlook-2024_50b0353e-en/full-report/migrant-entrepreneurship-in-oecd-countries_72f44494.html?" target="_blank" rel="noreferrer noopener">International Migration Outlook&nbsp;2024</a>&nbsp;&nbsp;finds that&nbsp;migrants&nbsp;are more likely to become entrepreneurs than&nbsp;the&nbsp;locals&nbsp;in most OECD member&nbsp;States.&nbsp;The businesses that they open go on&nbsp;to&nbsp;create jobs&nbsp;which&nbsp;<strong>stimulate&nbsp;and diversify&nbsp;the economy</strong>.&nbsp;So, fostering global talent mobility&nbsp;can boost your country.&nbsp;</p>



<p>But&nbsp;highly qualified migrant&nbsp;workers are&nbsp;just one part of the picture.&nbsp;There are many other trades and professions&nbsp;that are essential to keeping our world running.&nbsp;</p>



<h2 class="wp-block-heading">Skills on the Move:&nbsp;Supporting&nbsp;Local Needs</h2>



<p>In 2022,&nbsp;<a href="https://www.migrationdataportal.org/themes/labour-migration-statistics" target="_blank" rel="noreferrer noopener"><strong>155.6 million migrants</strong></a>&nbsp;were active members of the workforce in their host countries.&nbsp;While not all of them are considered&nbsp;highly qualified&nbsp;workers, <a href="https://www.riamoneytransfer.com/en/blog/a-world-without-immigrants/">they still play vital roles in our lives</a>.&nbsp;</p>



<p><strong>68.4%</strong>&nbsp;migrant workers are&nbsp;in the&nbsp;<strong>service industry</strong>, which&nbsp;includes caretaking, a&nbsp;crucial sector&nbsp;<a href="https://www.ilo.org/sites/default/files/2024-10/Migrant%20Workers%20in%20the%20Care%20Economy_Note_2024_Final.pdf" target="_blank" rel="noreferrer noopener">where migrants are often found</a>.&nbsp;This covers things such as childcare, domestic work, elder care, and even some parts of healthcare.&nbsp;</p>



<p>As people work more,&nbsp;they&nbsp;have&nbsp;less time to take care of their children or parents who live longer.&nbsp;So, this growing sector is gaining importance&nbsp;as&nbsp;migrants&nbsp;provide&nbsp;essential support to working families and aging populations.&nbsp;</p>



<p>The agricultural industry is another&nbsp;great&nbsp;example,&nbsp;where&nbsp;<strong>over&nbsp;11&nbsp;million</strong>&nbsp;migrant workers&nbsp;help guarantee&nbsp;<strong>food security</strong>&nbsp;across the globe.&nbsp;This is because many OECD countries increasingly depend on&nbsp;immigrants for agricultural production.&nbsp;In 2021, it was estimated that&nbsp;<a href="https://www.oecd.org/content/dam/oecd/en/publications/reports/2023/01/labour-and-skills-shortages-in-the-agro-food-sector_c9915f4e/ed758aab-en.pdf" target="_blank" rel="noreferrer noopener">more than half of the USA’s farm workforce</a>&nbsp;were born&nbsp;outside of the country.&nbsp;</p>



<p>These&nbsp;jobs are often as demanding as they are essential, resulting in&nbsp;labor&nbsp;shortages among locals.&nbsp;Yet, migrant workers are willing to face tiring and often harsh conditions&nbsp;to secure a better future for themselves and their loved ones. And, in doing so, whole societies benefit.</p>



<h2 class="wp-block-heading">Benefits Back Home: Sharing&nbsp;Funds,&nbsp;Knowledge, and&nbsp;Ideas</h2>



<p>Lastly, it is important to highlight that migrants&nbsp;also&nbsp;have&nbsp;a huge impact&nbsp;on their&nbsp;<strong>home country</strong>.&nbsp;</p>



<p>A big part of this is done through&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/how-to-send-remittances/" target="_blank" rel="noreferrer noopener">remittances</a>. These are the funds&nbsp;that&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/financial-self-care-money-management-remittance-senders/" target="_blank" rel="noreferrer noopener">migrant workers</a>&nbsp;send their loved ones.&nbsp;Last year,&nbsp;the&nbsp;total of&nbsp;remittances&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/what-are-the-safest-ways-to-send-money-internationally/" target="_blank" rel="noreferrer noopener">sent back home</a>&nbsp;was valued at&nbsp;<a href="https://blogs.worldbank.org/en/peoplemove/in-2024--remittance-flows-to-low--and-middle-income-countries-ar" target="_blank" rel="noreferrer noopener"><strong>$685&nbsp;billion</strong></a>.&nbsp;This&nbsp;represents&nbsp;three times the amount of international aid budget.&nbsp;</p>



<p>So, remittances are&nbsp;crucial in supporting households around the world, especially in low- and middle-income countries. The United Nations estimates that&nbsp;<a href="https://www.un.org/ht/desa/remittances-matter-8-facts-you-don%E2%80%99t-know-about-money-migrants-send-back-home" target="_blank" rel="noreferrer noopener"><strong>one in nine&nbsp;people</strong></a>&nbsp;in the world receive remittances.&nbsp;&nbsp;</p>



<p>These funds&nbsp;are a lifeline for the&nbsp;approximately&nbsp;<strong>800 million</strong>&nbsp;people who depend on them.&nbsp;They&nbsp;can&nbsp;represent&nbsp;up to&nbsp;<strong>60% of a household’s income</strong>, helping them cover&nbsp;basic needs. About three-quarters of&nbsp;remittances are used to buy&nbsp;groceries, pay&nbsp;rent,&nbsp;or&nbsp;cover&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/world-health-day-2025/" target="_blank" rel="noreferrer noopener">medical expenses</a>, among other things.&nbsp;&nbsp;</p>



<p>The rest&nbsp;of that money&nbsp;can be&nbsp;saved or invested, for example&nbsp;in&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/remittances-boost-education/" target="_blank" rel="noreferrer noopener">education</a>. This helps build a safety net&nbsp;and create new sources of income.&nbsp;That is why it is considered that remittances help millions break out of the cycle of&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/5-inventions-fighting-poverty-globally/" target="_blank" rel="noreferrer noopener">poverty</a>.&nbsp;</p>



<p>But&nbsp;migrants bring more than just financial&nbsp;support to their home countries. A key example of this is what is commonly known as&nbsp;<strong>cultural</strong>&nbsp;or&nbsp;<strong>social remittances</strong>. It refers to the&nbsp;ideas, values, and practices&nbsp;shared with loved ones back home.&nbsp;</p>



<p><a href="https://www.riamoneytransfer.com/en/blog/evolution-migrant-communication-letters-instant-messaging/" target="_blank" rel="noreferrer noopener">As communication becomes faster and easier</a>,&nbsp;social remittances&nbsp;circulate more easily.&nbsp;Much like they do in host countries, these exchanges&nbsp;enrich cultures, reduce misconceptions, and&nbsp;spark&nbsp;innovation.&nbsp;&nbsp;</p>



<h2 class="wp-block-heading">Migration’s Role in Shaping the Future</h2>



<p>In short, migration&nbsp;fosters&nbsp;progress, strengthens social cohesion, and drives growth in both the host and home countries.&nbsp;</p>



<p>At&nbsp;Ria,&nbsp;we know&nbsp;that behind every journey there is a story of determination and hope.&nbsp;We’re&nbsp;proud to&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/ria-money-transfer-proyecto-migrante-collaboration/" target="_blank" rel="noreferrer noopener">help migrants</a>&nbsp;stay connected, support their families, and build brighter futures across borders.&nbsp;</p>



<p><strong>If you need to send money to your loved ones,&nbsp;you can access our fast,&nbsp;reliable, and secure services through our </strong><a href="https://riamoneytransfer.com/"><strong>web</strong></a><strong>, </strong><a href="https://riamoneytransfer.app.link/YTH5Ycwr9Yb"><strong>app</strong></a><strong>, or by visiting your </strong><a href="https://www.riamoneytransfer.com/en-sn/locations/"><strong>nearest Ria location</strong></a><strong>.</strong>&nbsp;</p>



<h2 class="wp-block-heading">FAQs</h2>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1765961444132"><strong class="schema-faq-question"><strong>What is the ripple effect of migration?</strong> </strong> <p class="schema-faq-answer">The ripple effect refers to the wide-ranging impacts of migration—economic, social, and intellectual—across borders. </p> </div> <div class="schema-faq-section" id="faq-question-1765961345813"><strong class="schema-faq-question"><strong>How does migration benefit both host and origin countries?</strong></strong> <p class="schema-faq-answer">Host countries gain talent and innovation; origin countries benefit from remittances, transnational skills transfer, and global connections. </p> </div> <div class="schema-faq-section" id="faq-question-1765960944434"><strong class="schema-faq-question"><strong>How do migrants contribute to innovation?</strong> </strong> <p class="schema-faq-answer">Migrants bring diverse perspectives, skills, and experiences, often founding startups, driving research, and fostering creativity in host countries. </p> </div> <div class="schema-faq-section" id="faq-question-1765961461628"><strong class="schema-faq-question"><strong>Why are migrants important as essential workers?</strong> </strong> <p class="schema-faq-answer">Migrants fill critical roles in healthcare, caregiving, agriculture, and other sectors, ensuring the well-being and resilience of societies. </p> </div> <div class="schema-faq-section" id="faq-question-1765961324517"><strong class="schema-faq-question"><strong>What is the role of migrants in global networks?</strong></strong> <p class="schema-faq-answer">Migrants connect countries through professional, academic, and business networks, facilitating trade, investment, and knowledge exchange. </p> </div> <div class="schema-faq-section" id="faq-question-1765961419592"><strong class="schema-faq-question"><strong>How do diaspora communities foster connectivity?</strong> </strong> <p class="schema-faq-answer">Diasporas build bridges between countries, supporting trade, investment, and cultural exchange. </p> </div> <div class="schema-faq-section" id="faq-question-1765960964594"><strong class="schema-faq-question"><strong>How do remittances impact home countries?</strong> </strong> <p class="schema-faq-answer">Remittances support families, fund education and health, and stimulate local economies, but their impact extends to knowledge and social change. </p> </div> <div class="schema-faq-section" id="faq-question-1765961401467"><strong class="schema-faq-question"><strong>Why are remittances important beyond money?</strong> </strong> <p class="schema-faq-answer">Remittances also include social and intellectual contributions that drive progress and foster development. </p> </div> <div class="schema-faq-section" id="faq-question-1765960986051"><strong class="schema-faq-question"><strong>What are social remittances?</strong> </strong> <p class="schema-faq-answer">Social remittances are the ideas, practices, identities, and social capital that migrants transfer to their home communities. </p> </div> <div class="schema-faq-section" id="faq-question-1765961365441"><strong class="schema-faq-question"><strong>What is the definition of brain gain in migration?</strong> </strong> <p class="schema-faq-answer">Brain gain refers to the positive impact when skilled migrants contribute knowledge and expertise to their country of residence. </p> </div> <div class="schema-faq-section" id="faq-question-1765961382937"><strong class="schema-faq-question"><strong>How do migrants transfer skills and knowledge?</strong> </strong> <p class="schema-faq-answer">Through education, mentoring, work, and community projects, migrants share expertise with both host and origin countries. </p> </div> </div>


A diverse group of professionals sits around a conference table, listening to a woman in a hijab present at a whiteboard. Charts and laptops are visible. A sign on the wall reads "International Migrants Day.

The Ripple Effect of Migration: Growth, Progress, and Innovation


<p>Hamza Igamane’s story is in the early stages of being written, but the Moroccan football star has already got a taste of what it’s like to overcome a variety of obstacles and to succeed abroad. In this post, we cover how Ria’s newest brand ambassador is bound to continue learning and growing for the remainder of his career.</p>



<h3 class="wp-block-heading"><strong>Key Takeaways</strong></h3>



<ul class="wp-block-list">
<li>▪ Hamza Igamane will serve as Ria’s ambassador during 2025&#8217;s African continental football tournament, inspiring migrants and football fans across Africa.</li>



<li>▪ His journey from Morocco to global football stardom motivates migrants to pursue their dreams abroad.</li>



<li>▪ Hamza’s story highlights resilience, community, and the importance of supporting loved ones across borders. He advocates for financial inclusion and supports initiatives that empower people living away from home.</li>



<li>▪ Football and remittances unite people, offering hope and opportunity for migrants worldwide.</li>



<li>▪ The partnership amplifies the message of empowerment and connection during 2025&#8217;s African continental football tournament.</li>
</ul>



<h2 class="wp-block-heading">Hamza Igamane’s Global Journey</h2>



<p>Born in Morocco, Hamza Igamane’s journey from the vibrant streets of his homeland to the international football stage is a powerful testament to resilience, ambition, and the support of community.</p>



<p>As Ria Money Transfer’s newest <a href="https://www.riamoneytransfer.com/en/blog/yaya-toure-ria-money-transfer-partnership/">ambassador</a>, Hamza’s role goes beyond the symbolic. For us at Ria, it’s a celebration of empowerment, unity, and the enduring connections that migrants maintain with their own, no matter where life takes them.</p>



<p>Together with Hamza, we hope to elevate the message of perseverance and connection across borders through this partnership. We believe Hamza’s journey mirrors that of many migrants who <a href="https://www.riamoneytransfer.com/en/blog/reasons-move-to-another-country/">left home in the hope of a better life</a>, making him an ideal ambassador for our brand built around uplifting and supporting migrant workers.</p>



<h2 class="wp-block-heading">The Leap Abroad: Adapting to New Cultures</h2>



<p>Hamza Igamane’s background can be defined by the warmth of family and the strength of his local community growing up in Témara. Football quickly became his passion, with the influence of family and friends playing a crucial role in shaping his ambitions, instilling in him the drive to succeed and, later, the importance of staying connected to his roots.</p>



<p>At just 21 years of age, Igamane swapped the warm waters of his native Morocco to the gloomy Glaswegian streets when he signed for the Rangers. This bold move marked the beginning of a journey filled with adaptation and growth. Suddenly, Hamza found himself in a new country, facing an <a href="https://www.riamoneytransfer.com/en/blog/celebrating-culture-cultural-identity-living-abroad-tips/">unfamiliar language, culture, and environments</a>, which all tested his resolve.</p>



<p>In the past, Igamane <a href="https://onefootball.com/en/news/lille-hamza-igamane-reveals-the-african-legend-who-inspired-him-41652222">had shared</a> what life was like back in Morocco, how he played on the bustling streets, barefoot alongside many young talents who would never get the chance to play abroad. “I’m an example for these youngsters; we all had that dream of playing for a big club. I achieved it,” he said.</p>



<p>That’s why the transfer to the Rangers in Scotland was a pivotal moment, exposing him to new styles of play and higher levels of competition, at the national and European level. But, like many migrants, Igamane’s start in Glasgow was not <a href="https://www.scotsman.com/sport/football/rangers/latest-rangers-news/rangers-hamza-igamane-opens-up-on-his-future-reveals-dream-scenario-and-where-he-wants-to-play-4937136#:~:text=My%20start%20to%20life%20at%20Rangers%20was%20difficult%2C">without its challenges</a>:</p>



<p>“My start to life at Rangers was difficult, especially as I was injured when I arrived. It was tough to watch my teammates train while I had to work by myself, all the more as I had left my comfort zone.” But thanks to his determination, Igamane managed to overcome it all, even further adapting to his situation when the club <a href="https://www.riamoneytransfer.com/en/blog/how-does-migration-change-the-way-we-speak/">provided him with a translator</a>.</p>



<h2 class="wp-block-heading">Building Success: Career Highlights</h2>



<p>During his time in Scotland, Igamane earned awards for Young Player of the Year and Goal of the Year. His journey continued as he signed for French side Lille, providing him with more experience and growth opportunities both as a player and as a person.</p>



<p>Ultimately, for Hamza Igamane the biggest dream of all is representing his country, <a href="https://www.riamoneytransfer.com/en/blog/history-remittances-immigration-in-morocco/">Morocco</a>, a position he now finds himself in. Through sheer hard work and determination, he was able to get his wish in March this year, an achievement <a href="https://www.instagram.com/reel/DHbHqU5vrnI/">he called</a> an indescribable joy and “a childhood dream come true for any Moroccan”.</p>



<p>That’s why being included in Morocco’s squad for the upcoming African continental football tournament was a source of immense pride, not just for Igamane, but for the communities he represents.</p>



<p>Hamza Igamane’s story is about more than personal success—it’s about the broader narrative of migrants who strive for greatness while maintaining strong ties to their heritage. Through football, Hamza has become a beacon of hope and unity, showing that success abroad is possible when you remain connected to your roots and embrace new experiences.</p>



<h2 class="wp-block-heading">Hamza Igamane &amp; Ria: A Legacy for Migrants Everywhere</h2>



<p>Embracing change and learning from new environments has so far shaped Hamza Igamane’s journey. Despite the <a href="https://www.riamoneytransfer.com/en/blog/evolution-migrant-communication-letters-instant-messaging/">distance from home</a>, and thanks to his on-pitch triumphs, Hamza has become a beacon of hope and unity, showing that success abroad is possible when you remain connected to your roots and embrace new experiences.</p>



<p>As Ria’s ambassador through 2027, Hamza Igamane’s role is to amplify the message of empowerment, connection, and opportunity for migrants everywhere, who can be inspired to pursue their dreams and support their families, no matter the distance.</p>



<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
<iframe loading="lazy" title="Welcoming Hamza Igamane to the Ria Family | Ria Money Transfer" width="500" height="281" src="https://www.youtube.com/embed/9H7Kyr9QpgU?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div></figure>



<p>Hamza’s story reminds us all that success abroad is possible when you <a href="https://www.riamoneytransfer.com/en/blog/stay-connected-with-family-abroad/">stay connected</a>, work hard, and give back to your community.</p>



<p>Want to stay connected to your loved ones back home like Hamza? Send money through our website, <a href="https://riamoneytransfer.app.link/zs0nezXmPYb">mobile app</a>, or in store.</p>



<h2 class="wp-block-heading">FAQs</h2>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1765280631371"><strong class="schema-faq-question">Who is Hamza Igamane?</strong> <p class="schema-faq-answer">Hamza Igamane is a Moroccan footballer known for his skill, leadership, and inspiring journey from Morocco to international football.</p> </div> <div class="schema-faq-section" id="faq-question-1765284136383"><strong class="schema-faq-question"><strong>What is Hamza Igamane’s background?</strong></strong> <p class="schema-faq-answer">He was born in Morocco, developed his football skills locally, and later moved abroad to pursue a professional career, overcoming cultural and language challenges along the way.</p> </div> <div class="schema-faq-section" id="faq-question-1765284352734"><strong class="schema-faq-question"><strong>What is Hamza Igamane’s role at 2025&#8217;s African continental football tournament?</strong></strong> <p class="schema-faq-answer">He will serve as Ria’s ambassador during the African continental football tournament, inspiring migrants and football fans across Africa.</p> </div> <div class="schema-faq-section" id="faq-question-1765284528107"><strong class="schema-faq-question"><strong>How did Hamza Igamane adapt to life abroad?</strong></strong> <p class="schema-faq-answer">By learning new languages, embracing different cultures, and working hard to succeed in unfamiliar environments.</p> </div> <div class="schema-faq-section" id="faq-question-1765284556128"><strong class="schema-faq-question"><strong>What lessons can migrants learn from Hamza Igamane?</strong></strong> <p class="schema-faq-answer">Embrace change, stay connected to family, work hard, and give back to your community.</p> </div> <div class="schema-faq-section" id="faq-question-1765284590106"><strong class="schema-faq-question"><strong>How does Hamza Igamane inspire people living abroad and African football fans?</strong></strong> <p class="schema-faq-answer">His story shows that migrants can achieve greatness by adapting, persevering, and staying true to their roots.</p> </div> <div class="schema-faq-section" id="faq-question-1765284602159"><strong class="schema-faq-question"><strong>What clubs has Hamza Igamane played for?</strong></strong> <p class="schema-faq-answer">He has played for AS FAR, the Rangers FC, LOSC Lille, and the Morocco national team.</p> </div> <div class="schema-faq-section" id="faq-question-1765284619737"><strong class="schema-faq-question"><strong>What position does Hamza Igamane play?</strong></strong> <p class="schema-faq-answer">Hamza Igamane plays as a forward.</p> </div> <div class="schema-faq-section" id="faq-question-1765284633588"><strong class="schema-faq-question"><strong>What titles has Hamza Igamane won?</strong></strong> <p class="schema-faq-answer">Hamza Igamane has won the Botola Pro league, the Moroccan Throne Cup, and the Scottish Premiership Player of the Month: January 2025.</p> </div> <div class="schema-faq-section" id="faq-question-1765284653753"><strong class="schema-faq-question">What is one of Hamza Igamane’s most famous quotes?</strong> <p class="schema-faq-answer">“It was tough to watch my teammates train while I had to work by myself, all the more as I had left my comfort zone. But with determination I overcame it all.”</p> </div> <div class="schema-faq-section" id="faq-question-1765284671858"><strong class="schema-faq-question"><strong>How does 2025&#8217;s African continental football tournament connect with migrant stories?</strong></strong> <p class="schema-faq-answer">Africa’s biggest football stage celebrates African unity and diaspora, with Hamza Igamane as Ria’s ambassador highlighting the migrant experience.</p> </div> </div>


A smiling man in a red shirt holds up a smartphone displaying the Ria logo. Text reads, “It’s That Easy. Send Money to Morocco.” Hamza Igamane, Ria Brand Ambassador, is noted at the bottom next to a Moroccan flag icon.

Hamza Igamane’s Story: From Morocco to Africa Glory


<p>Stablecoins have become increasingly popular. It’s the new hot topic, especially for cross-border transactions, as this <a href="https://www.riamoneytransfer.com/en/blog/tech" target="_blank" rel="noreferrer noopener">technology</a> it has been changing the way money moves.&nbsp;</p>



<p>In this post, we’ll help you understand the basics about this type of cryptocurrency. We&#8217;ll also dive into the opportunities and challenges that it brings to the money transfer industry and its impact on people sending remittances back home.&nbsp;</p>



<h3 class="wp-block-heading">Key Takeaways</h3>



<p><em>▪ Stablecoins are digital currencies designed to maintain a steady value by being pegged to assets or managed by algorithms.</em>&nbsp;</p>



<p><em>▪ There are four main types: fiat-backed, crypto-backed, commodity-backed, and algorithmic stablecoins.</em>&nbsp;</p>



<p><em>▪ They make cross-border payments and remittances faster, cheaper, and more secure by using blockchain technology.</em>&nbsp;</p>



<p><em>▪ Stablecoins enable quick payroll for global gig workers and protect savings in unstable economies.</em>&nbsp;</p>



<p><em>▪ Regulation is evolving; users should choose regulated providers for safer transactions.</em>&nbsp;</p>



<p><em>▪ As adoption and regulation grow, stablecoins are set to play a bigger role in global money transfers.</em>&nbsp;</p>



<h2 class="wp-block-heading">What Are Stablecoins? Definition &amp; Types</h2>



<p>Traditional cryptocurrency, like bitcoin, is very volatile. Its value fluctuates easily because it does not rely on authorities like governments and banks to stabilize it. That’s why it’s traditionally used as <a href="https://www.riamoneytransfer.com/en/blog/financial-literacy-investing-compound-interest-explained/" target="_blank" rel="noreferrer noopener">investments</a> and for speculation.&nbsp;</p>



<p>However, stablecoin is a <a href="https://www.riamoneytransfer.com/en/blog/history-of-money/" target="_blank" rel="noreferrer noopener">cryptocurrency</a> that is <strong>tied to an asset</strong> in order to maintain a steady value. Unlike cryptocurrencies, its job is to&nbsp;be predictable.&nbsp;</p>



<p>These are the four main types of stablecoins:&nbsp;</p>



<p>▪ <strong>Fiat-backed stablecoins</strong>: The value of these stablecoins is pegged to a government-issued currency, which is also known as fiat money, like the euro or the pound sterling. For example, a stablecoin linked to the US dollar like the USDC will always have the same value, with 1 USDC being equal to $1 USD.&nbsp;</p>



<p>▪ <strong>Crypto-backed stablecoins</strong>: Other cryptocurrencies act as backup for the stability of these stablecoins. Since this is riskier, they accumulate more cryptocurrency than they’re worth as a collateral to protect their value in case of big fluctuations. For instance, it might cost you $150 USD’s worth of a cryptocurrency to create $100 USD in crypto-backed stablecoin. This is mainly for people who do not want to depend on one institution to hold reserves and wish for more flexibility and freedom.&nbsp;</p>



<p>▪ <strong>Commodity-backed stablecoins</strong>: These stablecoins are linked to assets like gold, silver, or oil. For example, PAXG is a stablecoin backed by gold, with each coin being equivalent to a certain amount of gold. Overall, they offer better protection against rising prices and give you a safety anchor based on real items.&nbsp;</p>



<p>▪ <strong>Algorithmic stablecoins</strong>: The value of these stablecoins is kept steady by softwares and algorithms. The system automatically creates more coins when the price is too high and removes coins when the price is too low. Their big advantage is that they don’t rely on banks or stored assets, which makes them flexible and independent of traditional finance. However, this is also riskier. Indeed, their stability depends entirely on the algorithm working correctly and that’s not always the case.&nbsp;</p>



<p>In short, stablecoins combine stability with the speed of cryptocurrency, eliminating the need for physical storage. So, now that we’ve established what they are and how they work, let’s dive into what their benefits are and when to use them.&nbsp;</p>



<h2 class="wp-block-heading">Stablecoins in the Money Transfer Industry</h2>



<p>This cryptocurrency has practical applications that could impact the way you store and move money. Stablecoin benefits individuals, businesses, and entire economies.&nbsp;</p>



<h3 class="wp-block-heading">Fostering Financial Inclusion&nbsp;</h3>



<p>Stablecoins eliminate some of the <a href="https://www.riamoneytransfer.com/en/blog/financial-inclusion-make-it-work/" target="_blank" rel="noreferrer noopener">traditional barriers</a> to access financial services. Because they are stored in <a href="https://www.riamoneytransfer.com/en/blog/what-is-mobile-wallet/" target="_blank" rel="noreferrer noopener">digital wallets</a>, anyone with a <a href="https://www.riamoneytransfer.com/en/blog/5-ways-your-smartphone-can-improve-your-finances/" target="_blank" rel="noreferrer noopener">mobile phone</a> can hold them and conduct transactions without needing a <a href="https://www.riamoneytransfer.com/en/blog/digital-wallet-vs-bank-account-whats-the-difference/" target="_blank" rel="noreferrer noopener">traditional bank account</a>.&nbsp;</p>



<h3 class="wp-block-heading">Cross-Border Payments and Remittances&nbsp;</h3>



<p>Thanks to stablecoins, <a href="https://www.riamoneytransfer.com/en/blog/cross-border-payments/" target="_blank" rel="noreferrer noopener">sending money across borders is becoming faster and cheaper</a>. That is because they move through <a href="https://www.riamoneytransfer.com/en/blog/blockchain-technology-explained/" target="_blank" rel="noreferrer noopener"><strong>blockchains</strong></a>, digital networks where transactions are recorded. Because no payment processor is needed to approve transfers, stablecoins can move directly from one wallet to another. It is easy and secure, as each wallet owner has a confidential key needed to authorize transactions. The transfers are therefore able to be settled quickly, safely, and at low cost.&nbsp;</p>



<h3 class="wp-block-heading">Payroll for Global Gig Workers</h3>



<p>The global gig economy depends on fast and efficient payments around the world. Stablecoin payments allow workers to receive their salary easily, regardless of geographic location. They can also reduce <a href="https://www.riamoneytransfer.com/en/blog/how-exchange-rates-can-impact-you-when-living-abroad/" target="_blank" rel="noreferrer noopener">currency conversion costs</a>, eliminate <a href="https://www.riamoneytransfer.com/en/blog/why-do-international-wire-transfers-take-up-to-two-weeks/" target="_blank" rel="noreferrer noopener">delays from traditional banking</a>, and provide workers with more predictable income.&nbsp;</p>



<h3 class="wp-block-heading">Savings in Volatile Economies</h3>



<p>In countries suffering from high inflation or economic instability, stablecoins offer a way to store money without losing purchasing power. People can convert local currency into a stablecoin pegged to a stronger asset or foreign currency, helping them protect their <a href="https://www.riamoneytransfer.com/en/blog/save-money-on-tight-budget/" target="_blank" rel="noreferrer noopener">savings</a> and <a href="https://www.riamoneytransfer.com/en/blog/smart-tips-prepare-for-retirement-planning/" target="_blank" rel="noreferrer noopener">plan for the future</a>.&nbsp;</p>



<h2 class="wp-block-heading">The Potential and Challenges on the Road Ahead</h2>



<p>The rise of stablecoins opens doors for expanding financial access, lowering transaction costs, and enabling new business models. Because of this, companies and institutions are exploring their different possible applications in the financial industry. They are even slowly being integrated in traditional financial systems, expanding the use-cases for stablecoin.&nbsp;</p>



<p>Governments are slowly starting to implement rules that help protect customers. Since this technology is relatively new, it is not as <a href="https://www.riamoneytransfer.com/en/blog/understanding-remittance-rules-regulations/" target="_blank" rel="noreferrer noopener">regulated and safe as money transfer operators</a>.&nbsp;&nbsp;</p>



<p>Recent legislation, such as the <strong>GENIUS Act</strong> in the United States, has established a framework for stablecoin regulation. Under the GENIUS Act, stablecoin issuers must be licensed and are required to maintain strict reserves with U.S. dollars or other approved assets, as well as undergo audits and comply with anti-money laundering (AML) and know-your-customer (KYC) protocols.&nbsp;</p>



<p>If you plan on acquiring stablecoins, it is recommended that you make sure to go though a company that is properly regulated.&nbsp;</p>



<h2 class="wp-block-heading">The Future of Stablecoins in Money Transfers</h2>



<p>Stablecoins are changing how money moves around the world. They make sending money faster, cheaper, and more inclusive. As more people and companies use stablecoins and rules become clearer, they are poised to become an even bigger part of global payments.&nbsp;</p>



<h2 class="wp-block-heading">FAQs</h2>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1765380663808"><strong class="schema-faq-question"><strong>What are stablecoins and how do they work?</strong></strong> <p class="schema-faq-answer">Stablecoins are digital currencies linked to government-issued currencies, real assets, other cryptocurrencies, or algorithms. They are designed to keep their value steady and make sending money fast and secure.</p> </div> <div class="schema-faq-section" id="faq-question-1765380677402"><strong class="schema-faq-question"><strong>How do stablecoins reduce remittance costs?</strong></strong> <p class="schema-faq-answer">Stablecoins use blockchain technology that does not require payment processors, which lowers fees and increases speed.</p> </div> <div class="schema-faq-section" id="faq-question-1765380691026"><strong class="schema-faq-question"><strong>Are stablecoins safe for international money transfers?</strong></strong> <p class="schema-faq-answer">Regulated stablecoins backed by real assets are made to be stable but there is always a risk of de-pegging. Use trusted companies and wallets to make sure your rights and assets are protected.</p> </div> <div class="schema-faq-section" id="faq-question-1765380701281"><strong class="schema-faq-question"><strong>What are the benefits of stablecoins for migrant workers?</strong></strong> <p class="schema-faq-answer">Stablecoins make it cheaper and faster to send money home, even for people without bank accounts.</p> </div> <div class="schema-faq-section" id="faq-question-1765380712511"><strong class="schema-faq-question"><strong>What are the regulatory challenges for stablecoins?</strong></strong> <p class="schema-faq-answer">Governments are making rules to protect users and make sure companies follow the law.</p> </div> <div class="schema-faq-section" id="faq-question-1765380724673"><strong class="schema-faq-question"><strong>How do stablecoins promote financial inclusion?</strong></strong> <p class="schema-faq-answer">Stablecoins eliminate some of the barriers to accessing financial services, making it easier for people to store and send money.</p> </div> <div class="schema-faq-section" id="faq-question-1765380737310"><strong class="schema-faq-question"><strong>Can businesses use stablecoins for payroll and trade?</strong></strong> <p class="schema-faq-answer">Yes, many businesses use stablecoins to pay workers and trade across borders.</p> </div> <div class="schema-faq-section" id="faq-question-1765380750401"><strong class="schema-faq-question"><strong>What is the future of stablecoins in the money transfer industry?</strong></strong> <p class="schema-faq-answer">Stablecoins will become more common as technology and rules improve.</p> </div> <div class="schema-faq-section" id="faq-question-1765380752864"><strong class="schema-faq-question"><strong>What are the 4 types of stablecoins?</strong></strong> <p class="schema-faq-answer">Fiat-backed, commodity-backed, crypto-backed, and algorithmic stablecoins.</p> </div> </div>


Diagram showing interconnected orange cryptocurrency icons (USDT, USDC, DAI, BUSD) surrounded by various international currency symbols, representing digital currency exchange and global connections.

What is Stablecoin? A Simple Guide to Understanding How it Works 


<p>Learn how the new&nbsp;U.S.&nbsp;remittance tax works&nbsp;and discover&nbsp;how&nbsp;to keep more of your money where it matters most.&nbsp;<br></p>



<h2 class="wp-block-heading">What’s&nbsp;changing&nbsp;</h2>



<p><br>Starting January 1, 2026, a new 1% remittance tax will apply in the U.S. to money transfers funded with&nbsp;cash, a money order, or a cashier&#8217;s check.&nbsp;<br><br>In other words, if you pay for your transfer in cash,&nbsp;you’ll&nbsp;see an extra 1% fee added to your total.<br><br>However,&nbsp;you&nbsp;won’t&nbsp;be charged the remittance tax if you:<br>&nbsp;&nbsp;</p>



<p>&#8211; Send money digitally through your bank or an online service <br></p>



<p>&#8211; Pay with a U.S.-issued debit or credit card <br></p>



<p><br>For&nbsp;full&nbsp;details,&nbsp;refer to Section 70604 of the&nbsp;<a href="https://www.congress.gov/bill/119th-congress/house-bill/1" target="_blank" rel="noreferrer noopener">One Big Beautiful Bill Act</a>.&nbsp;<br></p>



<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="1230" height="768" src="https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-5.png" alt="A person holds a smartphone displaying a confirmation screen for a completed money transfer, showing transfer details and a green checkmark—highlighting compliance with US remittance tax. A wooden table and blurred background are visible." class="wp-image-50840" srcset="https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-5.png 1230w, https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-5-768x480.png 768w" sizes="auto, (max-width: 1230px) 100vw, 1230px" /></figure>



<p></p>



<h2 class="wp-block-heading"><br>How Ria helps you save </h2>



<p><br>With Ria, you can send money online or in-app directly from your bank account, debit card, or credit card, without the added 1% remittance tax. <br><br>Digital transfers mean: <br><br></p>



<ul class="wp-block-list">
<li><strong>Fewer fees:</strong> Digital payment methods can help you avoid certain cash-based taxes and processing costs. <br><br></li>
</ul>



<ul class="wp-block-list">
<li><strong>Faster delivery: </strong>Transfers funded digitally can arrive within minutes. <br><br></li>
</ul>



<ul class="wp-block-list">
<li><strong>More convenience:</strong> Send money anytime, anywhere; no lines, no paperwork. <br><br></li>
</ul>



<ul class="wp-block-list">
<li><strong>Extra security:&nbsp;</strong>Digital payments are traceable and protected by industry-standard encryption.&nbsp;<br><br>&nbsp;</li>
</ul>



<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="1230" height="768" src="https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-3.png" alt="A man sits on a park bench, smiling at his smartphone—perhaps checking the latest US remittance tax updates. He wears a blue shirt and dark pants, with an outdoor market offering fruit and potted plants in the background." class="wp-image-50834" srcset="https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-3.png 1230w, https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-3-768x480.png 768w" sizes="auto, (max-width: 1230px) 100vw, 1230px" /></figure>



<h2 class="wp-block-heading"><br>How to make a digital money transfer with Ria <br><br></h2>



<ol start="1" class="wp-block-list">
<li>Download the&nbsp;<a href="https://www.riamoneytransfer.com/en-us/mobile-app/" target="_blank" rel="noreferrer noopener">Ria Money Transfer app</a>&nbsp;or visit&nbsp;<a href="https://www.riamoneytransfer.com/en-us/" target="_blank" rel="noreferrer noopener">our website.</a>&nbsp;<br></li>
</ol>



<ol start="2" class="wp-block-list">
<li>Create&nbsp;an&nbsp;account&nbsp;for free.&nbsp;<br></li>
</ol>



<ol start="3" class="wp-block-list">
<li>Add your payment method (bank account, debit, or credit card).&nbsp;<br></li>
</ol>



<ol start="4" class="wp-block-list">
<li>Choose your destination and delivery method (bank deposit, mobile wallet, or cash pickup).&nbsp;<br></li>
</ol>



<ol start="5" class="wp-block-list">
<li>Confirm and send.&nbsp;<br></li>
</ol>



<p><br>Your recipient gets the money, often in minutes, and you can keep them in the loop with Ria’s <a href="https://www.riamoneytransfer.com/en-us/track-a-transfer/" target="_blank" rel="noreferrer noopener">track a transfer tool.</a> <br></p>



<figure class="wp-block-image size-full"><img loading="lazy" decoding="async" width="1230" height="768" src="https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-4.png" alt="A smiling family of four, including two parents and two young children, sits on a couch waving at a laptop screen, enjoying a video call in a bright, cozy living room—perhaps discussing US remittance tax with loved ones abroad." class="wp-image-50837" srcset="https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-4.png 1230w, https://riablog.wpengine.com/wp-content/uploads/2025/12/US_1percent_Remittance_tax-4-768x480.png 768w" sizes="auto, (max-width: 1230px) 100vw, 1230px" /></figure>



<p></p>



<h2 class="wp-block-heading"><br><strong>FAQs</strong> <br><br></h2>



<h4 class="wp-block-heading">What is the 1% remittance tax?&nbsp;</h4>



<p>The 1% remittance tax is a new&nbsp;<a href="https://www.congress.gov/bill/119th-congress/house-bill/1" target="_blank" rel="noreferrer noopener">government mandated&nbsp;tax</a>&nbsp;applied to certain international money transfers funded with cash&nbsp;to promote digital financial transactions.&nbsp;</p>



<h4 class="wp-block-heading"><strong>Does the 1% remittance tax apply to all transfers?</strong>&nbsp;</h4>



<p>No. The tax&nbsp;generally applies&nbsp;only to cash-based remittances. Transfers funded through digital payment methods,&nbsp;like bank accounts, debit cards, or credit cards,&nbsp;are not&nbsp;subject to this tax.&nbsp;</p>



<h4 class="wp-block-heading"><strong>Why should I choose digital transfers?</strong>&nbsp;</h4>



<p>Digital transfers are often faster, more secure, and more affordable. Plus, you can send money from home using your phone or computer.&nbsp;</p>



<h4 class="wp-block-heading"><strong>Is Ria compliant with the new regulation?</strong>&nbsp;</h4>



<p>Yes. Ria&nbsp;operates&nbsp;in full compliance with U.S. financial regulations and transparently displays all applicable taxes and fees before you confirm a transfer.&nbsp;</p>



<h4 class="wp-block-heading"><strong>What’s&nbsp;the best way to send money with minimal fees?</strong>&nbsp;</h4>



<p>Using digital payment methods through the Ria app or website often results in lower overall costs and faster delivery times.&nbsp;</p>



<h2 class="wp-block-heading"><br>Send money with Ria&nbsp;</h2>



<p><br>Send money to your loved ones across the world.&nbsp;Cashless, fast, and secure.&nbsp;<a href="https://www.riamoneytransfer.com/en-us/" target="_blank" rel="noreferrer noopener">Start&nbsp;your transfer today</a>.&nbsp;</p>


A woman in casual clothing sits on a sofa by a window, smiling at her smartphone, perhaps checking US remittance tax updates. A laptop, books, mug, and plant add to the cozy home office vibe with natural light.

What to know about the new 1% US remittance tax 


<p>Recently, Ria Money Transfer announced a landmark partnership with the Federación Mexicana de Fútbol (FMF) and Soccer United Marketing (SUM), in a new quest to support both the Mexican men’s and women’s national teams as official sponsors in the United States. The multi-year deal reflects Ria’s commitment to connect with Mexico’s vibrant football culture and forge genuine connections with its fans in the US.</p>



<p><a href="https://www.riamoneytransfer.com/en/blog/mexico-places-to-visit-culture-tradition/">Mexico</a> is a country that <a href="https://artsandculture.google.com/project/mexican-sports/sports">lives and breathes sport</a>, from <a href="https://www.riamoneytransfer.com/en/blog/mexico-baseball-history-culture/">baseball</a> to <em>lucha libre</em>, all the way to hosting the 1968 Olympic Games. But to this day football reigns supreme as the nation’s most popular sport, spearheaded by the <em>Selección de fútbol de México</em> (Mexico national football team).</p>



<h3 class="wp-block-heading">Key Takeaways</h3>



<p><em>▪ Ria Money Transfer has become the official remittance partner of the Mexican Men’s and Women’s National Teams in the US.</em> </p>



<p><em>▪ The partnership launches with a high-profile match in San Antonio, connecting Ria with one of soccer’s most passionate fan bases.</em></p>



<p><em>▪ Ria will maintain a visible presence throughout MexTour and MexTour W, engaging fans at matches across the US.</em></p>



<p><em>▪ In 2026, Ria will be the first official send-off partner for the Mexican men’s national team as they prepare for the World Cup.</em></p>



<p><em>▪ MexTour is one of North America’s most successful sports properties, with an estimated fan base of 65 million and average attendance of nearly 50,000 per match.</em></p>



<p><em>▪ Ria’s sponsorship reflects its commitment to supporting Mexican culture and providing financial services that connect communities.</em></p>



<p><em>▪ The partnership comes at a time of growing excitement for soccer in North America, following Mexico’s Gold Cup victory and the upcoming World Cup.</em></p>



<h2 class="wp-block-heading">More Than Money: Inside Ria’s Sponsorship Announcement</h2>



<p>For everyone at Ria, partnering with one of the most successful North American football nation was a no-brainer, and goes far beyond a simple business deal: it’s a celebration of the shared values and the community that this sport is so good at fostering.</p>



<p>The multi-year agreement signed with the FMF and SUM guarantees Ria’s omnichannel services and global infrastructure are heavily featured during key Mexican national football team events, starting with last week’s friendly match against Paraguay, which was played in San Antonio, Texas.</p>



<p>Though <em>El Tri</em> suffered a narrow defeat, it was a successful first showcase of what the sponsorship will bring in the months to come, as attending fans experienced Ria throughout the stadium.</p>



<p>We will continue having a visible role in both <a href="https://www.somoslocales.com/">MexTour and MexTour W</a>, as the different national teams continue to play in cities across the United States. Further, Ria will also be the first official send-off partner of the men’s team as they prepare <a href="https://www.fifa.com/en/tournaments/mens/worldcup/canadamexicousa2026/mexico">to co-host the 2026 world championship.</a></p>



<p>Through the newly signed collaboration, we hope to connect our brand to a symbol of national pride that brings Mexicans together, no matter where they are.</p>



<h2 class="wp-block-heading">MexTour and MexTour W: Expanding to Stadiums Worldwide</h2>



<p>Thanks to the huge popularity of football in the United States among the Mexican diaspora —with an estimated fan base of 65 million people—the men’s and women’s national teams have been competing in marquee matches across major cities in the US.</p>



<p>These annual tours, known as MexTour and MexTour W, have become a staple event in North American football, providing fans with unforgettable experiences against world-class opponents.</p>



<p>And Mexican fans have responded in droves, proving that their supported is unmatched. Over the past decade, MexTour matches have drawn an average of nearly 50,000 fans, positioning itself as one of the continent’s most successful sports properties.</p>



<p>With next year’s world championship, the excitement around MexTour is reaching new heights, as the tournaments serve as build-up to what will be the most watched sporting event of the year.</p>



<p>As the first official send-off partner for the men’s team, we’ll also help Mexico set up for football’s biggest stage, a unique role that underscores our commitment to supporting the team and the fans for one of the most exciting periods in the sport’s history in North America.</p>



<h2 class="wp-block-heading"><strong>Ria Money Transfer—Bridging Borders</strong></h2>



<p>Ria’s partnership with the Mexican Football Federation, its national teams and Soccer United Marketing go well beyond sponsorship: it’s about how the <em>beautiful game </em>connects <a href="https://www.riamoneytransfer.com/en/blog/celebrating-culture-cultural-identity-living-abroad-tips/">cultures and communities</a>. From MexTour and MexTour W to the upcoming 2026 world championship, Ria is committed to creating authentic fan experiences while supporting Mexicans everywhere.</p>



<p>This partnership also reflects Ria’s dedication to Mexican communities by aligning with one of the country’s symbols of national pride, its national football teams, while also strengthening its mission to keep <a href="https://www.riamoneytransfer.com/en/blog/stay-connected-with-family-abroad/">connecting families—no matter the distance</a>.</p>



<p>As a global leader in cross-border money transfers, Ria offers fast, secure, and reliable ways to send money worldwide. With the largest real-time money movement network, Ria bridges the digital and the physical through our omnichannel services.</p>



<p>Ready to support loved ones? Send money with Ria Money Transfer using our <a href="https://riamoneytransfer.app.link/cHIoH4ZIyYb">app</a>, <a href="https://www.riamoneytransfer.com/">website</a>, or at <a href="https://www.riamoneytransfer.com/en-us/locations/">a location near you</a>.</p>



<h2 class="wp-block-heading">FAQs</h2>



<div class="schema-faq wp-block-yoast-faq-block"><div class="schema-faq-section" id="faq-question-1763998632128"><strong class="schema-faq-question"><strong>What is Ria Money Transfer’s role with the Mexico national football teams?</strong></strong> <p class="schema-faq-answer">Ria Money Transfer is the official remittance services partner for both the Mexican Men’s and Women’s National Teams in the US.</p> </div> <div class="schema-faq-section" id="faq-question-1763998665927"><strong class="schema-faq-question"><strong>When did Ria Money Transfer announce its partnership with the Mexican national teams?</strong></strong> <p class="schema-faq-answer">The multi-year partnership was announced ahead of the Mexican Men’s National Team’s match against Paraguay in San Antonio on November 18, 2025.</p> </div> <div class="schema-faq-section" id="faq-question-1763998674957"><strong class="schema-faq-question"><strong>What is MexTour?</strong></strong> <p class="schema-faq-answer">MexTour is an annual US tour featuring the Mexican national teams, recognized as one of North America’s most successful sports properties with a fan base of 65 million.</p> </div> <div class="schema-faq-section" id="faq-question-1763998686915"><strong class="schema-faq-question"><strong>Will Ria Money Transfer be involved in the 2026 World Cup?</strong></strong> <p class="schema-faq-answer">No, Ria’s sponsorship only covers the Mexican men’s national team as they prepare for the 2026 World Cup hosted in North America.</p> </div> <div class="schema-faq-section" id="faq-question-1763998710169"><strong class="schema-faq-question"><strong>How does Ria Money Transfer support Mexican soccer fans in the US?</strong></strong> <p class="schema-faq-answer">Ria provides remittance services and will have a visible presence at matches, engaging with fans and supporting the teams.</p> </div> <div class="schema-faq-section" id="faq-question-1763998723470"><strong class="schema-faq-question"><strong>What is the significance of this partnership for Mexican soccer?</strong></strong> <p class="schema-faq-answer">The partnership strengthens connections between Mexican soccer and its US fanbase, while supporting both men’s and women’s teams on their international journeys.</p> </div> <div class="schema-faq-section" id="faq-question-1763998754214"><strong class="schema-faq-question"><strong>How many people attend MexTour matches?</strong></strong> <p class="schema-faq-answer">MexTour matches have averaged nearly 50,000 attendees per match over the last decade.</p> </div> <div class="schema-faq-section" id="faq-question-1763998761589"><strong class="schema-faq-question"><strong>Who are the key partners in this sponsorship?</strong></strong> <p class="schema-faq-answer">The partnership involves Ria Money Transfer, the Federación Mexicana de Fútbol (FMF), and Soccer United Marketing (SUM).</p> </div> <div class="schema-faq-section" id="faq-question-1763998775870"><strong class="schema-faq-question"><strong>Where can fans learn more about the partnership?</strong></strong> <p class="schema-faq-answer">Fans can visit www.SomosLocales.com or www.riamoneytransfer.com for more information.</p> </div> <div class="schema-faq-section" id="faq-question-1763998787830"><strong class="schema-faq-question"><strong>What other soccer properties does Soccer United Marketing oversee?</strong></strong> <p class="schema-faq-answer">SUM oversees Major League Soccer, MexTour, MexTour W, Leagues Cup, Campeones Cup, and Concacaf Properties.</p> </div> </div>



<p></p>


Ria Money Transfer and Mexico Join Forces to Unite Passionate Football Fans

A smiling family of three sits on a couch, taking a selfie together. The child holds a toy car, and colorful toys are scattered on the table in front of them as sunlight fills their cozy living room—wondering which US states send the most money.

Which US States Send the Most Money Abroad?


<p>Yaya&nbsp;Touré’s journey is a powerful example of how ambition and resilience can take you from local beginnings to global recognition&nbsp;and success. Born in&nbsp;Ivory Coast,&nbsp;Yaya’s&nbsp;early football dreams were shaped by family and community. His story is one of&nbsp;overcoming&nbsp;challenges,&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/culture-definition-impact-awareness/" target="_blank" rel="noreferrer noopener">adapting to new cultures</a>, and inspiring millions.</p>



<h3 class="wp-block-heading">Key Takeaways&nbsp;</h3>



<p><em>▪ Yaya Touré’s journey from Ivory Coast to global football stardom embodies resilience, adaptability, and the power of community, inspiring migrants and football fans worldwide.&nbsp;&nbsp;</em></p>



<p><em>▪ As Ria Money Transfer’s ambassador, Yaya Touré uses his platform to advocate for financial inclusion and empower people living away from home, amplifying Ria’s mission to support migrants in sending money securely and strengthening family ties.&nbsp;&nbsp;</em></p>



<p><em>▪ Yaya Touré’s story highlights the challenges and opportunities of adapting to new cultures, overcoming language barriers, and building success through hard work and perseverance.&nbsp;&nbsp;</em></p>



<p><em>▪ His achievements—winning major titles in Europe and leading Ivory Coast to continental glory—demonstrate how ambition and leadership can inspire others to pursue their dreams abroad.&nbsp;&nbsp;</em></p>



<p><em>▪ The partnership between Yaya Touré and Ria Money Transfer celebrates unity, hope, and opportunity for migrants everywhere, reinforcing the importance of supporting loved ones across borders.&nbsp;</em></p>



<p>That’s&nbsp;why we are incredibly excited to announce the football legend as our newest Ria Ambassador.&nbsp;</p>



<h2 class="wp-block-heading">Yaya Touré’s Global Journey&nbsp;</h2>



<p>Yaya’s&nbsp;football career began in&nbsp;Ivory Coast, but his talent quickly&nbsp;attracted the&nbsp;attention&nbsp;of European football. As a teenager, he moved to Belgium to play for Beveren, marking the start of a remarkable&nbsp;career&nbsp;across Europe and Asia.&nbsp;&nbsp;</p>



<p>Throughout his&nbsp;nearly two&nbsp;decades on the pitch and dominating the midfield position, he played for&nbsp;Metalurh&nbsp;Donetsk in Ukraine, Olympiacos in Greece, AS Monaco in France, FC Barcelona in Spain, Manchester City in England, and Qingdao&nbsp;Huanghai&nbsp;in China. Each move brought new challenges:&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/learning-a-new-language/" target="_blank" rel="noreferrer noopener">different languages</a>, cultures, and expectations. But, like many migrants across the globe,&nbsp;Yaya’s&nbsp;determination and adaptability helped him thrive.&nbsp;</p>



<p>That’s&nbsp;another&nbsp;reason why&nbsp;his&nbsp;story resonates with migrants and diaspora communities everywhere.&nbsp;Yaya’s&nbsp;ability to&nbsp;thrive&nbsp;in unfamiliar&nbsp;environments, succeeding as an African footballer in Europe, shows that&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/how-to-build-resilience/" target="_blank" rel="noreferrer noopener">hard work&nbsp;and perseverance</a>&nbsp;can lead to greatness, no matter where you start.&nbsp;</p>



<h2 class="wp-block-heading">The Leap Abroad: Adapting to New Cultures&nbsp;</h2>



<p>Growing up in&nbsp;Ivory Coast,&nbsp;Yaya&nbsp;was influenced by his family and local community. Moving abroad as a young footballer, he faced the realities of life far from home: language barriers,&nbsp;<a href="https://www.riamoneytransfer.com/en/blog/celebrating-culture-cultural-identity-living-abroad-tips/" target="_blank" rel="noreferrer noopener">cultural differences</a>, and the pressure to perform.&nbsp;Yaya&nbsp;embraced these challenges, learning new&nbsp;languages&nbsp;and building connections in each country. “I&nbsp;represent&nbsp;my country, but I also&nbsp;represent&nbsp;the continent of Africa when I play in Europe,”&nbsp;<a href="https://www.theguardian.com/world/2014/apr/25/yaya-toures-football-outburst-says-a-lot-about-africa#:~:text=%22I%20represent%20my%20country%2C%20but%20I%20also%20represent%20the%20continent%20of%20Africa%20when%20I%20play%20in%20Europe." target="_blank" rel="noreferrer noopener">he said</a>,&nbsp;reflecting his pride and sense of responsibility.&nbsp;</p>



<h2 class="wp-block-heading">Building Success: Career Highlights&nbsp;</h2>



<p>Yaya’s&nbsp;football achievements are legendary.&nbsp;At club level he won the UEFA Champions League and La Liga with Barcelona, and&nbsp;later&nbsp;helped Manchester City secure Premier League titles, FA Cups, and League Cups.&nbsp;&nbsp;</p>



<p>Meanwhile, he&nbsp;represented&nbsp;Ivory Coast&nbsp;101 times and led them to winning the Africa Cup in 2015.&nbsp;Yaya&nbsp;was&nbsp;also&nbsp;named African Footballer of the Year four times, becoming a role model for aspiring athletes across&nbsp;the continent&nbsp;and beyond.&nbsp;</p>



<p>His migrant journey shaped his career and leadership, teaching him the value of hard work, community, and giving back.&nbsp;Yaya’s&nbsp;legacy&nbsp;now&nbsp;extends beyond football, as&nbsp;he supports initiatives that empower people living away from home and advocates&nbsp;<a href="https://www.theguardian.com/global-development/2015/jul/10/yaya-toure-africa-youth-driving-force-win-development-game#:~:text=Yaya%20Tour%C3%A9%2C%20the%20Manchester%20City%20payer%20who%20is%20an%20ambassador%20for%20the&amp;text=financial%20bond%20is%20helping%20us%20get%20more%20girls%20into%20schools%20in" target="_blank" rel="noreferrer noopener">for financial inclusion</a>.&nbsp;</p>



<h2 class="wp-block-heading">Yaya &amp; Ria Money Transfer: A Legacy for Migrants Everywhere&nbsp;</h2>



<p>Yaya’s&nbsp;partnership with Ria is a celebration of unity, hope, and opportunity, helping to boost Ria’s mission to help millions send money home quickly and securely.&nbsp;So,&nbsp;what better way to kickstart&nbsp;the footballer’s&nbsp;ambassadorship than to hear from Yaya&nbsp;himself?&nbsp;In today’s video, we ask Yaya&nbsp;a burning question. What was the most important transfer of his career?&nbsp;&nbsp;</p>



<figure class="wp-block-embed is-type-video is-provider-youtube wp-block-embed-youtube wp-embed-aspect-16-9 wp-has-aspect-ratio"><div class="wp-block-embed__wrapper">
<iframe loading="lazy" title="Unveiling Ria&#039;s New Brand Ambassador: Yaya Touré | Ria Money Transfer" width="500" height="281" src="https://www.youtube.com/embed/zRoCTusGyiE?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
</div></figure>



<p>At Ria, we know that&nbsp;your&nbsp;transfers can be life-changing for your loved ones back home.&nbsp;That’s&nbsp;why we work hard to offer you the best service:&nbsp;<a href="https://riamoneytransfer.app.link/KCqWjeiMmYb" target="_blank" rel="noreferrer noopener">through our app</a>, <a href="http://riamoneytransfer.com/">web</a>, or at your nearest <a href="https://www.riamoneytransfer.com/en-es/locations/">Ria location</a>.&nbsp;&nbsp;</p>


A man sitting on a beige sofa in a cozy living room holds out a smartphone with an orange "ria" logo, smiling at the camera like Yaya Touré. Framed pictures and a plant decorate the background.